628 3rd St NW, Faribault, MN 55021 Property Records

Rice County property record for 628 3rd St NW, Faribault, MN 55021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 1880
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Mar 2022)
Tax Bill	$2,074 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18.31.2.51.010`

Property Details

APN / Parcel Number

Primary APN	`18.31.2.51.010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	628 3RD ST NW
City	FARIBAULT
State	MN
Zip	55021-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 2 OF MCCLELLANDS 2ND ADD
Legal Subdivision	MCCLELLANDS 2ND ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	RICE MN
Township / Civil Division	FARIBAULT
Census Block Group	2
Census Block	2003
Census Tract	70902

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	628 3RD ST NW, FARIBAULT, MN 55021-5027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Dec 26, 2023	Deed of Trust, Mortgage · Closed-End Mortgage AFFINITY PLUS FCU
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Deed Document Number	2022749628
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	628 3RD ST NW, FARIBAULT, MN 55021-5027
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A764659
Date	Dec 26, 2023
Instrument	A764659

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 20, 2033

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	628 3RD ST NW, FARIBAULT, MN 55021-5027
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A764658
Date	Dec 26, 2023
Instrument	A764658

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	10 Years
Index	FHLBNY's 5-Year Index

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Mar 7, 2022
Property Address	628 3RD ST NW, FARIBAULT, MN 55021-5027
Document Number	000A749628
Instrument Date	Feb 28, 2022
Instrument	A749628
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 3RD STREET W, FARIBAULT, MN 55021

Mortgage

Document Number	000A749629
Date	Mar 7, 2022
Instrument	A749629

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Faribault City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,074.00 (+38.45%)	$203,900 (+6.42%) Land $63,500 Building $140,400	$203,900 (+6.42%) Land $63,500 Building $140,400
2025		$191,600 (+31.68%) Land $56,600 Building $135,000	$191,600 (+31.68%) Land $56,600 Building $135,000
2024	$1,498.00 (+35.2%)	$145,500 (-) Land $53,200 Building $92,300	$145,500 (-) Land $53,200 Building $92,300
2023	$1,108.00	$145,500 Land $53,200 Building $92,300	$145,500 Land $53,200 Building $92,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Faribault serves 23,718 people · EPA ID MN1660002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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