628 3rd Ave E, Columbia Falls, MT 59912 Property Records

Flathead County property record for 628 3rd Ave E, Columbia Falls, MT 59912 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 996 sqft · built 1980
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Tax Bill	$3,322 (2023)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0778498`

Property Details

APN / Parcel Number

Primary APN	`R0778498`
Alternative APNs	`07-4186-08-4-69-30-0000` `0000687297`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	996 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,186 sqft (0.142 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000687297
Street Address	628 3RD AVE E
City	COLUMBIA FALLS
State	MT
Zip	59912-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C FALLS AMD L 9&10 BLK 47, S08, T30 N, R20 W, BLOCK 047, LOT 010
Legal Range	20W
Legal Township	30N
Legal Section	08
Legal Quarter	SE
Legal Subdivision	C FALLS AMD L 9&10 BLK 47
Legal Block	47
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	1
Census Block	1037
Census Tract	203

Owner

Source: Flathead County records · APN R0778498

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	628 3RD AVE E, COLUMBIA FLS, MT 59912-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2010
Deed Sale	Jun 03, 2010
Prior Sale	Dec 28, 2010
Deed Document Number	201000012696
Last Transfer Date	Dec 29, 2010
Transfer Doc	201000030470
Record Updated	Jun 07, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	628 3RD AVE E, COLUMBIA FALLS, MT 59912-3509
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	WFG LDENER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200023278
Date	Aug 31, 2022
Instrument	202200023278

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Sep 01, 2046

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,322.00	$341,100	$341,100 Land $81,430 Building $259,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290002031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force 4 of 6 on primary residences
Nearby Flood Claims	4 (1997–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2023, other causes
Flood Events	Severe Storms,ice Jams, Snow Melt, Flooding (May 1997), 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 21% of Montana
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.