Story County property record for 628 2nd St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 796 sqft · built 1974 |
| Lot Size | 0.259 acres (11,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Dec 2021) |
| Tax Bill | $2,360 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-288-150 |
| Primary APN | 12-08-288-150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 796 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Basement Area | 796 sqft |
| Finished Basement | 675 sqft |
| Unfinished Basement | 121 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,289 sqft (0.259 acres) |
| Lot Dimensions | 142 ft deep x 79.5 ft wide |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 628 2ND ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAIRS ADD (COLO) BLOCK:25 LOT:6 COLO |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | BLAIRS ADD (COLO) |
| Legal Block | 25 |
| Legal Lot Number | 6 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 10200 |
628 2nd St is owned and occupied by an individual who bought it in December 2021.
Source: Story County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 2ND ST, COLO, IA 50056-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK & TRUST |
| Apr 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Dec 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CHOICE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Deed Document Number | 202115917 |
| Prior Transfer Date | Jul 5, 2017 |
| Prior Transfer Doc | 0000006815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 628 2ND ST, COLO, IA 50056-1022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202115005 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-15005 |
| Name | STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | Nov 15, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 628 2ND ST, COLO, IA 50056-1022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202302209 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023-02209 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Dec 22, 2021 |
| Property Address | 628 2ND ST, COLO, IA 50056-1022 |
| Document Number | 0202115917 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021-15917 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 2ND ST, COLO, IA 50056-1022 |
| Document Number | 0202115918 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021-15918 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 628 2nd St was $2,360 with a homeowner's exemption, up 2.1% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,360.00 (+2.08%) Homeowner's exemption | $150,600 Land $25,400 Building $125,200 | $150,600 Land $25,400 Building $125,200 |
| 2024 | $2,312.00 | ||
| 2023 | $137,600 Land $20,700 Building $116,900 | $137,600 Land $20,700 Building $116,900 | |
| 2022 | $1,764.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 628 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures