628 25th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 628 25th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 943 sqft · built 1956
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2004)
Tax Bill	$8,829 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`515-040-021-5`

Property Details

APN / Parcel Number

Primary APN	`515-040-021-5`
Alternative APN	`515-040-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	943 sqft Living Area
1st Floor Area	943 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	628 25TH ST
City	RICHMOND
State	CA
Zip	94804-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR3
Legal Description	NICH MAC AVE CIV CEN LOT 14 BLK 32
Legal Subdivision	NICHOLL MACDONALD AVE CIVIC
Legal Block	32
Legal Lot Number	14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4011
Census Tract	374000

Owner

628 25th St is owned and occupied by two individuals who acquired it in June 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 25TH ST, RICHMOND, CA 94804-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jun 13, 2019	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2004 · Amount on File
Deed Sale	Jul 15, 2004 · Amount on File
Prior Sale	Jun 21, 2002 · Amount on File
Deed Document Number	2004270441
Last Transfer Date	Jun 7, 2019
Transfer Doc	0000089221
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	628 25TH ST, RICHMOND, CA 94804-1501
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 25TH ST, RICHMOND, CA 94804-1501

Mortgage

Document Number	0000214470
Date	Jul 30, 2021
Instrument	2021-214470

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 13, 2019
Property Address	628 25TH ST, RICHMOND, CA 94804-1501
Document Number	0000089222
Instrument Date	Jun 10, 2019
Instrument	89222
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	628 25TH ST RICHMOND CA 948041501, RICHMOND, CA 94804-1501

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 13, 2019
Property Address	628 25TH ST, RICHMOND, CA 94804-1501
Document Number	0000089221
Map Reference	MB 8 PG 190
Instrument Date	Jun 7, 2019
Instrument	2019-089221
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 25TH ST, RICHMOND, CA 94804-1501

Tax Assessment & Valuation

The 2025 property tax bill for 628 25th St was $8,829.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,047 (+2%) Land $277,242 Building $248,805
2025	$8,829.00	$515,733 Land $271,806 Building $243,927
2023	$8,523.00 (+1.82%)	$495,708 Land $261,252 Building $234,456
2022	$8,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 25th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 25th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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