628 20th St NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 628 20th St NE, Cedar Rapids, IA 52402

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.25 ba · 718 sqft · built 1940
Lot Size0.118 acres (5,140 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Aug 2018)
Tax Bill$1,996 (2025)
Deeds & MortgagesSep 2022 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14151-57008-00000

Property Details

APN / Parcel Number

Primary APN14151-57008-00000

Interior

Bedrooms2 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area718 sqft Living Area
Gross Area1,514 sqft
1st Floor Area718 sqft
Basement Area718 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleA-Frame
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,140 sqft (0.118 acres)
Lot Dimensions50 ft deep x 50 ft wide
PorchStoop
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address628 20TH ST NE
CityCEDAR RAPIDS
StateIA
Zip52402-6321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTLAND MANOR NW 50 SE 137.8 STR/LB 204
Legal Range7W
Legal Township83N
Legal Section15
Legal SubdivisionEASTLAND MANOR
Legal Lot Number204
JurisdictionLINN IA
Township / Civil DivisionCEDAR RAPIDS
Census Block Group2
Census Block2001
Census Tract1800

Owner

628 20th St NE is owned and occupied by an individual who bought it in August 2018.

Source: Linn County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address628 20TH ST NE, CEDAR RAPIDS, IA 52402-6321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · FHA Mortgage
IDAHO HOUSING & FINANCE ASSN
Aug 24, 2018Warranty Deed, Transfer · FHA Mortgage
ACADEMY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2018 · Amount on File
Deed SaleAug 24, 2018 · Amount on File
Prior SaleAug 20, 2014 · Amount on File
Deed Book / Page10181 / 290
Prior Transfer DateMay 25, 2001
Prior Transfer Doc0000069265
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address628 20TH ST NE, CEDAR RAPIDS, IA 52402-6321
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 20TH ST NE, CEDAR RAPIDS, IA 52402-6321

Mortgage

Document Number1146200323
DateSep 21, 2022
Book Page11462/323
Lender
NameIDAHO HOUSING & FINANCE ASSN
TypeGovernment Agency
AddressBOISE, ID 83702
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term357 Months
DueJun 1, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateAug 24, 2018
Property Address628 20TH ST NE, CEDAR RAPIDS, IA 52402-6321
Document Number0101810290
Book / Page010181 / 000290
Instrument DateAug 20, 2018
Transaction TypeTransfer
Record UpdatedSep 25, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$124.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 20TH ST NE CEDAR RAPIDS IA 524026321, CEDAR RAPIDS, IA 52402-6321

Mortgage

Document Number101810291
DateAug 24, 2018
Book Page010181/000291
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 628 20th St NE was $1,996.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityCedar Rapids City
Unified School DistrictCedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,600 (-) Land $32,600 Building $84,000$116,600 (-) Land $32,600 Building $84,000
2025$1,996.00$116,600 Land $32,600 Building $84,000$116,600 Land $32,600 Building $84,000
2024$1,996.00
2023$110,200 Land $30,400 Building $79,800$110,200 Land $30,400 Building $79,800
2022$2,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 20th St NE in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 20th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR RAPIDS WATER DEPARTMENT
serves 142,364 people · EPA ID IA5715093
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
ImOn Communications
Cable
300 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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