628 1st Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 628 1st Ave, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,026 sqft · built 1815
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$76,000 (Oct 2018)
Tax Bill$3,238 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-13-115-004

Property Details

APN / Parcel Number

Primary APN22-13-115-004
Alternative APN
  • 18-13-151-003

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,026 sqft Total Area

Exterior

Year BuiltBuilt 1815
Effective Year BuiltEffective 1815
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address628 1ST AVE
CityOTTAWA
StateIL
Zip61350-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND ADD TO OTTAWA, LT 7 BLK 10 SEC 13-33-3
Legal Range03
Legal Township33
Legal Section13
Legal SubdivisionHIGHLAND ADD
Legal Block10
Legal Lot Number7
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group1
Census Block1024
Census Tract963600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address628 1ST AVE, OTTAWA, IL 61350-4002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2018 · Amount on Record
Deed SaleOct 26, 2018 · Amount on Record
Prior SaleAug 21, 2006 · Amount on Record
Deed Document Number201814471
Record UpdatedSep 20, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateOct 26, 2018
Property Address628 1ST AVE, OTTAWA, IL 61350-4002
Document Number201814471
Instrument DateOct 26, 2018
Instrument201814471
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$114.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1314 CHEROKEE LN, 1314, OTTAWA, IL 61350-4519

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 1ST AVE, OTTAWA, IL 61350-4002

Mortgage

Document Number201814472
DateOct 26, 2018
Instrument201814472
Lender
NameAMERICAN FINANCING CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number201814473
DateOct 26, 2018
Instrument201814473
Lender
NameAMERICAN FINANCING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,238.00 (+7.4%)$38,160 (+17.99%) Land $6,979 Building $31,181$114,480 (+17.99%) Land $20,937 Building $93,543
2024$3,015.00
2023$32,343 (+9.53%) Land $5,915 Building $26,428$97,029 (+9.53%) Land $17,745 Building $79,284
2022$29,529 Land $6,583 Building $22,946$88,587 Land $19,749 Building $68,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1996–1997)
Most Recent ClaimFeb 1997 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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