628 13th St, Union City, NJ 07087 Property Records

Hudson County and Union City property record for 628 13th St, Union City, NJ 07087

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 1900
Lot Size	0.061 acres (2,648 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Oct 2015)
Tax Bill	$12,443 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00066-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00066-0000-00004`
Alternative APNs	`100006600004` `153600`

Interior

Stories	2 Stories
Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	2,648 sqft (0.061 acres)
Lot Dimensions	106 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	153600
Street Address	628 13TH ST
City	UNION CITY
State	NJ
Zip	07087-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	KERRIGAN HOMESTEAD
Legal Block	66
Legal Lot Number	4
Jurisdiction	HUDSON NJ
Township / Civil Division	UNION CITY
Census Block Group	4
Census Block	4006
Census Tract	17100

Owner

628 13th St is owned and occupied by an individual who acquired it in July 2026.

Source: Hudson County and Union City records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	628 13TH ST, UNION CITY, NJ 07087-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Jul 22, 2026	Quit Claim Deed, Transfer RIDGE TITLE
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2015 · Amount on File
Deed Sale	Oct 27, 2015 · Amount on File
Prior Sale	Apr 9, 2015 · Amount on File
Deed Document Number	201510100520
Deed Book / Page	9074 / 131
Last Transfer Date	Jul 22, 2026
Transfer Doc	0010055200
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Recording Date	Aug 19, 2026
Property Address	628 13TH ST, UNION CITY, NJ 07087-3130
Document Number	0060085590
Book / Page	21006 / 641
Instrument Date	Aug 3, 2026
Instrument	202660085590
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 13TH ST, UNION CITY, NJ 07087-3130

Mortgage

Document Number	0060085590,
Date	Aug 19, 2026
Book Page	21006/641
Instrument	202660085590

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2056

Interest

Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON NJ
Recording Date	Jul 22, 2026
Property Address	628 13TH ST, UNION CITY, NJ 07087-3130
Document Number	0010055200
Book / Page	9998 / 837
Instrument Date	Jul 22, 2026
Instrument	202610055200
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	RIDGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 13TH ST, UNION CITY, NJ 07087-3130

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	628 13TH ST, UNION CITY, NJ 07087-3130
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201215060173890
Date	Dec 15, 2020
Book Page	19771/225
Instrument	20201215060173890

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 628 13th St was $12,443, up 7.1% from the year before.

Source: Hudson County and Union City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Union City
Unified School District	Union City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,800 (+2.9%) Land $311,100 Building $381,700	$692,800 (+2.9%) Land $311,100 Building $381,700
2025	$12,443.00 (+7.1%)	$673,300 Land $303,500 Building $369,800	$673,300 Land $303,500 Building $369,800
2024	$11,618.00
2023		$150,000 Land $95,000 Building $55,000	$150,000 Land $95,000 Building $55,000
2022	$11,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry, Xfinity.

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