628 13th St, Galveston, TX 77550 Property Records

Galveston County property record for 628 13th St, Galveston, TX 77550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,652 sqft · built 1922
Lot Size	0.06 acres (2,627 sqft)
Owner	Individual Name on File
Last Sale	$339,150 (Oct 2023)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`3505-0372-0014-001`

Property Details

APN / Parcel Number

Primary APN	`3505-0372-0014-001`
Alternative APN	`R308807`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,652 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asbestos
Lot Area	2,627 sqft (0.06 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	628 13TH ST
City	GALVESTON
State	TX
Zip	77550-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	ABST 628 M B MENARD SUR LOTS 14 & W 8 FT OF LOT 13 (14-1) BLK 372 GALVESTON AKA TRACT B REPLAT
Legal Subdivision	GALVESTON TOWNSITE
Legal Block	372
Legal Lot Number	14,13
Jurisdiction	GALVESTON TX
Township / Civil Division	GALVESTON
Census Block Group	5
Census Block	5010
Census Tract	724300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East End Historic District listed 1975 · 463 contributing resources · National Historic Landmark (designated 1976) · NRIS 75001979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 13th St is owned and occupied by an individual who bought it in October 2023.

Source: Galveston County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	628 13TH ST, GALVESTON, TX 77550-5037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Apr 4, 2016
Deed Document Number	202351045
Prior Transfer Date	Jan 17, 2012
Prior Transfer Doc	0000002481
Record Updated	Oct 29, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GALVESTON TX
Recording Date	Oct 27, 2023
Property Address	628 13TH ST, GALVESTON, TX 77550-5037
Document Number	0000051045
Map Reference	P L16 MAP 110
Instrument Date	Oct 25, 2023
Instrument	2023051045
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 13TH ST, GALVESTON, TX 77550-5037

Mortgage

Document Number	0000051046
Date	Oct 27, 2023
Instrument	2023051046

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 628 13th St was $3,703 with a homeowner's exemption, down 9% from the year before.

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Galveston City
Unified School District	Galveston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,000 (-) Land $115,510 Building $239,490	$355,000 (-) Land $115,510 Building $239,490
2025	$3,703.00 (-9.02%) Homeowner's exemption	$355,000 Land $115,510 Building $239,490	$355,000 Land $115,510 Building $239,490
2024	$4,070.00
2023		$360,500 Land $11,230 Building $349,270	$360,500 Land $11,230 Building $349,270
2018	$3,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 13th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 130 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	154 (1979–2025)
Claims Outside the SFHA	17 of 154
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Beryl, Jul 2024 · 4 claims Hurricane Ike, Sep 2008 · 129 claims Hurricane Alicia, Aug 1983 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Jan 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 931 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20