62785 Youngs Prairie Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 62785 Youngs Prairie Rd, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 2017
Lot Size	36 acres (1,568,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,968 (2024)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-004-008-20`

Property Details

APN / Parcel Number

Primary APN	`003-004-008-20`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Building Perimeter
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	1,568,160 sqft (36 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62785 YOUNGS PRAIRIE RD
City	CONSTANTINE
State	MI
Zip	49042-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	PT OF NE 1/4 SW 1/4 SEC 4 T7S R12W LYG NLY & ELY OF YOUNGS PRAIRIE RD. EXC RD R/W. ALSO EXC W 75 FT.
Legal Range	12W
Legal Township	07S
Legal Section	04
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	2
Census Block	2006
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62785 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 1993
Deed Sale	Feb 1, 1993
Deed Book / Page	666 / 921
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	62785 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1905/0112
Date	Feb 27, 2018
Book Page	1905/0112

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	62785 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006034
Date	Sep 29, 2020
Instrument	2020006034

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	CLINTON TOWNSHIP, MI 48036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,500 Land $47,900 Building $142,600	$381,000 Land $95,800 Building $285,200
2025	Homeowner's exemption
2024	$3,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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