Howard County property record for 6278 Setting Star, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,044 sqft · built 1973 |
| Lot Size | 0.288 acres (12,546 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (May 2024) |
| Tax Bill | $7,599 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-066273 |
| Primary APN | 16-066273 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,546 sqft (0.288 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 240 sqft |
| Patio Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 066273 |
|---|---|
| Street Address | 6278 SETTING STAR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 86 12,546 SQ' 6278 SETTING STAR VIL OWEN BROWN |
| Legal Subdivision | VILLAGE OWEN BROWN SEC 01 |
| Legal Lot Number | 86 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 606704 |
6278 Setting Star is owned and occupied by two individuals who bought it in May 2024.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6278 SETTING STAR, COLUMBIA, MD 21045-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage APL FEDERAL CREDIT UNION |
| Feb 8, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on File |
| Deed Sale | May 17, 2024 · Amount on File |
| Deed Book / Page | 22353 / 40 |
| Prior Transfer Date | Dec 25, 2023 |
| Prior Transfer Doc | 0222550435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 8, 2026 |
| Property Address | 6278 SETTING STAR, COLUMBIA, MD 21045-4525 |
| Document Number | 2318000052 |
| Book / Page | 23181 / 52 |
| Instrument Date | Mar 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FREESTATE TITLE CONSULTANTS |
| Name | Verified Name |
|---|---|
| Address | 6278 SETTING STAR, COLUMBIA, MD 21045-4525 |
| Document Number | 2318000052, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 23181/52 |
| Name | APL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 8, 2024 |
| Property Address | 6278 SETTING STAR, COLUMBIA, MD 21045-4525 |
| Document Number | 0222550435 |
| Book / Page | 22255 / 435 |
| Map Reference | LB CMP 23 FO 25 |
| Instrument Date | Dec 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6278 SETTING STAR, COLUMBIA, MD 21045-4525 |
The 2026 property tax bill for 6278 Setting Star was $7,599 with a homeowner's exemption, up 4.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,599.00 (+4.55%) Homeowner's exemption | $488,600 (+5.54%) Land $213,900 Building $274,700 | $488,600 (-) Land $213,900 Building $274,700 |
| 2025 | $7,268.00 (+5.35%) Homeowner's exemption | $462,967 | $488,600 Land $213,900 Building $274,700 |
| 2024 | $6,899.00 | ||
| 2023 | $411,700 Land $193,900 Building $217,800 | $411,700 Land $193,900 Building $217,800 | |
| 2022 | $4,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6278 Setting Star in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6278 Setting Star is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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