6278 Saint Elmo Rd, Bartlett (Memphis), TN 38135 Property Records

Shelby County property record for 6278 Saint Elmo Rd, Bartlett, TN 38135

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,969 sqft · built 2008
Lot Size0.289 acres (12,573 sqft)
Owner2 Trust Names on File
Last Sale$57,500 (May 2007)
Tax Bill$3,431 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNB0-157X-J0-0025

Property Details

APN / Parcel Number

Primary APNB0-157X-J0-0025

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,969 sqft Living Area
Gross Area5,449 sqft
1st Floor Area2,349 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area12,573 sqft (0.289 acres)
Garage TypeAttached
Garage Area740 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area234 sqft
Patio Area210 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address6278 SAINT ELMO RD
CityBARTLETT
StateTN
Zip38135-9458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionNS ST ELMO RD SEE MAP D1-48D
Legal SubdivisionOAK FOREST RIDGE
Legal Lot Number25
JurisdictionSHELBY TN
Township / Civil Division3
Census Block Group1
Census Block1002
Census Tract20655

Owner

6278 Saint Elmo Rd is held in a trust since May 2007.

Source: Shelby County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 34277, MEMPHIS, TN 38184-0277
Owner TypeCompany
VestingTrust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2007 · Amount on File
Deed SaleMay 24, 2007 · Amount on File
Deed Document Number200782477
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateJul 21, 2026
Property Address6278 SAINT ELMO RD, BARTLETT, TN 38135-9458
Document Number0000061240
Instrument DateJun 2, 2026
Instrument202661240
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust, 220
Address6278 SAINT ELMO RD, BARTLETT, TN 38135-9458

Mortgage

Document Number0000061240,
DateJul 21, 2026
Instrument202661240
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 2, 2036
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6278 Saint Elmo Rd was $3,431.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBartlett City
CountyShelby County
Unified School DistrictBartlett City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,431.00$127,550 Land $17,100 Building $110,450$510,200 Land $68,400 Building $441,800
2023$86,150 Land $11,975 Building $74,175
2022$2,920.00
2021$344,600 Land $47,900 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6278 Saint Elmo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6278 Saint Elmo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT WATER SYSTEM
serves 57,129 people · EPA ID TN0000765
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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