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6278 E Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 6278 E Hwy 20, Lucerne, CA 95458 · Last verified June 2026

Property Summary

Property TypeRestaurant
Details1 bd · 1.5 ba · 2,080 sqft · built 1948
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on File
Last Sale$142,500 (Aug 2003)
Tax Bill$3,612 (2025)
Deeds & MortgagesMay 2026 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN034-171-400-000

Property Details

APN / Parcel Number

Primary APN034-171-400-000
Alternative APN
  • 034-171-40

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area2,080 sqft Gross Area
1st Floor Area2,080 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeSteel Frame
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number034-171-40
Street Address6278 E HIGHWAY 20
CityLUCERNE
StateCA
Zip95458
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal SubdivisionLUCERNE
Legal Block2
Legal Lot Number588
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2012
Census Tract501

Owner

Source: Lake County records · APN 034-171-400-000

Assessment roll updated October 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address430 SONOMA DR, CLOVERDALE, CA 95425-5444
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Gift Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 20, 2020Grant Deed, Transfer
ROBERT W GARDNER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2003 · Amount on Record
Deed SaleAug 15, 2003 · Amount on Record
Deed Document Number200323516
Last Transfer DateMay 14, 2026
Transfer Doc0000004891
Record UpdatedSep 20, 2026

May 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionLAKE CA
Recording DateMay 15, 2026
Property Address6278 E HIGHWAY 20, LUCERNE, CA 95458
Document Number0000004891
Instrument DateMay 14, 2026
Instrument20264891
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address430 SONOMA DR, CLOVERDALE, CA 95425-5444

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateFeb 20, 2020
Property Address6278 E HIGHWAY 20, LUCERNE, CA 95458
Document Number0000002075
Instrument DateFeb 07, 2020
Instrument2075
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 976 LUCERNE CA 954580976, LUCERNE, CA 95458-0976

Mortgage

Document Number2076
DateFeb 20, 2020
Instrument2076
Lender
NameROBERT W GARDNER
AddressPO BOX 1978, LUCERNE, CA 95458-1978
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,612.00 (-3.4%)$243,000 (-1.63%) Land $80,000 Building $163,000
2023$3,739.00 (+1.55%)$247,024 Land $78,837 Building $168,187
2022$3,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017, other causes
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
DigitalPathFixed Wireless (licensed-by-rule)400 / 20
101NetlinkFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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