6276 Emerald Lake Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 6276 Emerald Lake Dr, Biloxi, MS 39532

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on File
Tax Bill	$207 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`1207I-01-003.092`

Property Details

APN / Parcel Number

Primary APN	`1207I-01-003.092`

Location & Zoning

Street Address	6276 EMERALD LAKE DR
City	BILOXI
State	MS
Zip	39532-4537
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 124 EMERALD LAKE ESTATES SUB PH 3 OF SEC 36-6-10
Legal Subdivision	EMERALD LAKE ESTATES SUB PH 3
Legal Phase	3
Legal Lot Number	124
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	3
Census Block	3003
Census Tract	3406

Owner

Source: Harrison County records · APN 1207I-01-003.092

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6276 EMERALD LAKE DR, BILOXI, MS 39532-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 15, 2026	Special Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2026
Deed Sale	Jan 15, 2026
Deed Document Number	2026-0000216-D-J2
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	6276 EMERALD LAKE DR, BILOXI, MS 39532-4537
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5303 W POINT AVE, COLUMBUS, MS 39705-7553

Mortgage

Document Number	20260000217TJ2
Date	Jan 15, 2026
Instrument	2026-0000217-T-J2

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 15, 2026
Property Address	6276 EMERALD LAKE DR, BILOXI, MS 39532-4537
Document Number	20260000216DJ2
Map Reference	MB 34 PG 37
Instrument Date	Jan 15, 2026
Instrument	2026-0000216-D-J2
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6276 EMERALD LAKE DR, BILOXI, MS 39532-4537

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$207.00	$1,800 (-)	$12,000 (-) Land $12,000
2024	$207.00 (-0.48%)
2023	$208.00	$1,800	$12,000 Land $12,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2019–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Wildfire

Wildfire Risk	High above 80% of the US · above 96% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Coast Electric Power Association Fiber	2,000 / 1,000
Cable One Cable	1,000 / 50

May also be available: Telapex.

Based on FCC filings for 110 locations within half a mile of this property.

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