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6274 Snow Tree Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6274 Snow Tree Ln, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jan 2026)
Tax Bill$2,772 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN11-25-31-5724-0001-7400

Property Details

APN / Parcel Number

Primary APN11-25-31-5724-0001-7400
Alternative APN
  • 253111572400017400

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address6274 SNOW TREE LN
CitySAINT CLOUD
StateFL
Zip34771-9454
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionDEL WEBB SUNBRIDGE PH 2C PB 34 PGS 147-159 LOT 740
Legal SubdivisionDEL WEBB SUNBRIDGE PHASE 2C
Legal Lot Number740
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1010
Census Tract43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6274 SNOW TREE LN, SAINT CLOUD, FL 34771-9454
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Jan 21, 2026Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2026 · Amount on Record
Deed SaleJan 21, 2026 · Amount on Record
Deed Document Number20269069
Deed Book / Page6911 / 606
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 14, 2026
Property Address6274 SNOW TREE LN, SAINT CLOUD, FL 34771-9454
Document Number0000064242
Book / Page6972 / 272
Instrument DateMay 5, 2026
Instrument202664242
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6274 SNOW TREE LN, SAINT CLOUD, FL 34771-9454

Mortgage

Document Number0000064242,
DateMay 14, 2026
Book Page6972/272
Instrument202664242
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 5, 2056
Interest
Rate6.37%
Max Rate-1%

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 21, 2026
Property Address6274 SNOW TREE LN, SAINT CLOUD, FL 34771-9454
Document Number0069110606
Book / Page6911 / 606
Map ReferenceMB 34 PG 147-159
Instrument DateJan 16, 2026
Instrument2026009069
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 6, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address6274 SNOW TREE LN, SAINT CLOUD, FL 34771-9454

Mortgage

Document Number0006911608
DateJan 21, 2026
Instrument6911/608
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,772.00$73,500 Land $73,500$73,500 Land $73,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation68.4 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 91% of Florida
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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