6274 E Alexandria Pike, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 6274 E Alexandria Pike, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	1,638 sqft · built 1927
Lot Size	2.45 acres (106,809 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Mar 2020)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-591.19`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-591.19`

Interior

Building Area	1,638 sqft

Exterior

Year Built	Built 1927
Lot Area	106,809 sqft (2.45 acres)
Terrain	Combination

Location & Zoning

Old Parcel Number	9999918591.19
Street Address	6274 E ALEXANDRIA PIKE
City	COLD SPRING
State	KY
Zip	41076-9178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SEC 1 CABIN CREEK SUBD 2.4521 ACRES
Legal Subdivision	CABIN CREEK SUBDIVISION
Legal Phase	1
Legal Lot Number	19
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1037
Census Tract	53100

Owner

6274 E Alexandria Pike is owned and occupied by two individuals who bought it in March 2020.

Source: Campbell County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6274 E ALEXANDRIA PIKE, COLD SPRING, KY 41076-9178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Jun 10, 1998 · Amount on File
Deed Document Number	5106278
Deed Book / Page	D338 / 713
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	6274 E ALEXANDRIA PIKE, COLD SPRING, KY 41076-9178
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005114152
Date	Jul 30, 2020
Book Page	M1011/554
Instrument	5114152

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	BROOKLYN, NY 11215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	6274 E ALEXANDRIA PIKE, COLD SPRING, KY 41076-9178
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005137059
Date	Aug 2, 2021
Book Page	M1053/158
Instrument	5137059

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6274 E Alexandria Pike was $6,278.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,278.00	$518,000 Land $75,000 Building $443,000	$518,000 Land $75,000 Building $443,000
2023	$6,216.00 (-4%)	$518,000 (-) Land $75,000 Building $443,000	$518,000 (-) Land $75,000 Building $443,000
2022	$6,475.00	$518,000 Land $50,000 Building $468,000	$518,000 Land $50,000 Building $468,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6274 E Alexandria Pike in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	22 (1979–2018)
Claims Outside the SFHA	3 of 22
Most Recent Claim	May 2018 · rainfall accumulation
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6274 E Alexandria Pike is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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