62703 Wayfaring Rd, Ray, MI 48096 Property Records

Macomb County property record for 62703 Wayfaring Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,596 sqft · built 2016
Lot Size	2.22 acres (96,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Apr 2015)
Tax Bill	$10,507 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-20-100-024`

Property Details

APN / Parcel Number

Primary APN	`21-05-20-100-024`
Alternative APN	`0520100024`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,596 sqft Living Area
1st Floor Area	1,891 sqft
Basement Area	1,891 sqft
Unfinished Basement	1,891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	96,790 sqft (2.22 acres)
Lot Dimensions	302 ft deep x 284 ft wide
Garage Area	1,229 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	62703 WAYFARING RD
City	RAY
State	MI
Zip	48096-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N,R13E SEC 20 COMM AT NW 1/4 COR SEC 20, TH N9000'00"E 1547.55 FT, TH S0101'20"E 220.01 FT, TH N8959'55"W 198 FT, TH S0101'20"E 488.14 FT TO POB; TH N9000'00"E 302.77 FT; TH 53.39 FT ALG A CURVE SW R=630, CB S0205'41"W 53.38 FT TH S00*00'00"E
Legal Range	13E
Legal Township	04N
Legal Section	20
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2014
Census Tract	216000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62703 WAYFARING RD, RAY, MI 48096-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Apr 28, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Dec 6, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Sep 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 23, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2015 · Amount on Record
Deed Sale	Apr 28, 2015 · Amount on Record
Prior Sale	Jul 8, 2013 · Amount on Record
Deed Document Number	20155054541
Deed Book / Page	23375 / 514
Last Transfer Date	Aug 28, 2015
Transfer Doc	0000109632
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62703 WAYFARING RD, RAY, MI 48096-2350
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093511
Date	Aug 10, 2020
Book Page	26899/801
Instrument	2093511

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62703 WAYFARING RD, RAY, MI 48096-2350
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62703 WAYFARING RD, RAY, MI 48096-2350

Mortgage

Document Number	2102167375
Date	Apr 28, 2021
Book Page	27633/787
Instrument	202102167375

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62703 WAYFARING RD, RAY, MI 48096-2350
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62703 WAYFARING RD, RAY, MI 48096-2350

Mortgage

Document Number	2102281741
Date	Dec 6, 2021
Book Page	28251/125
Instrument	202102281741

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2028
Min Rate At Change	3%
Max Rate At Change	6.99%
Index	Other
Margin	3
Max Rate	6.99%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62703 WAYFARING RD, RAY, MI 48096-2350
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62703 WAYFARING RD, RAY, MI 48096-2350

Mortgage

Document Number	2200076767
Date	Jun 17, 2022
Book Page	28664/706
Instrument	202200076767

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62703 WAYFARING RD, RAY, MI 48096-2350
Document Number	0000112261
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	62703 WAYFARING RD RAY MI 480962350, RAY, MI 48096-2350

Mortgage

Document Number	0000112261
Date	Oct 4, 2019
Book Page	026242/000092
Instrument	112261

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62703 WAYFARING RD, RAY, MI 48096-2350
Document Number	0000078148
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	62703 WAYFARING RD RAY MI 480962350, RAY, MI 48096-2350

Mortgage

Document Number	0000078148
Date	Jul 11, 2018
Book Page	025462/000145
Instrument	78148

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 10, 2043

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62703 WAYFARING RD, RAY, MI 48096-2350
Document Number	0000031196
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	62703 WAYFARING RD RAY MI 480962350, RAY, MI 48096-2350

Mortgage

Document Number	0000031196
Date	Mar 27, 2018
Book Page	025276/000390
Instrument	31196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,900 (+8.83%)	$1,007,800 (+8.83%)
2025	$10,507.00 (+2.99%) Homeowner's exemption	$463,000 (+6.58%)	$926,000 (+6.58%)
2024	$10,202.00 (+14.72%)
2023		$434,400	$868,800
2022	$8,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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