St. Charles County property record for 627 W Falls Ct, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,700 sqft · built 2000 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Mar 2026) |
| Tax Bill | $4,430 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T021500006 |
| Primary APN | T021500006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,536 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 296 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021500006 |
|---|---|
| Street Address | 627 W FALLS CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-9646 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | WATERBURY LOT 4 |
| Legal Subdivision | WATERBURY |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 311124 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 627 W FALLS CT, O FALLON, MO 63368-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ACCESS CAPITAL FUNDING LLC |
| Sep 26, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2024 · Amount on Record |
| Deed Document Number | 202611721 |
| Prior Transfer Date | Jun 5, 2024 |
| Prior Transfer Doc | 0000022022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 627 W FALLS CT, O FALLON, MO 63368-9646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000024484 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021R-024484 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 13, 2026 |
| Property Address | 627 W FALLS CT, O FALLON, MO 63368-9646 |
| Document Number | 0000011721 |
| Map Reference | MB 37 PG 329 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026R-011721 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 956 E STANFORD ST, SPRINGFIELD, MO 65807-2054 |
| Name | Verified Name |
|---|---|
| Address | 627 W FALLS CT, O FALLON, MO 63368-9646 |
| Document Number | 0000011722 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026R-011722 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 26, 2019 |
| Property Address | 627 W FALLS CT, O FALLON, MO 63368-9646 |
| Document Number | 0000531570 |
| Book / Page | 7150 / 1188 |
| Map Reference | MB 37 PG 329 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 20190926000531570 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 627 W FALLS CT, 627, O FALLON, MO 63368-9646 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 627 W FALLS CT, O FALLON, MO 63368-9646 |
| Document Number | 0000531580 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 20190926000531580 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,511 (-) | $365,847 (-) Building $365,847 | |
| 2025 | $4,430.00 (+6.24%) | $69,511 (+7.23%) | $365,847 (+7.23%) Building $365,847 |
| 2024 | $4,170.00 | ||
| 2023 | $64,824 | ||
| 2022 | $341,179 Building $341,179 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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