Black Hawk County property record for 627 W 4th St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 5,930 sqft · built 1909 |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-258-013 |
| Primary APN | 8913-26-258-013 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 5,930 sqft Living Area |
| 1st Floor Area | 2,953 sqft |
| Basement Area | 2,953 sqft |
| Finished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 627 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOES ADDITION RECTORY SITUATED ON FOL LEGAL DESC: LOTS 3, 4, 5, 6, 7 BLK 64 AND ORIGINAL PLAT WATERLOO WEST LOTS 6, 7, 8 BLK |
| Legal Range | 13 |
| Legal Township | 89 |
| Legal Section | 26 |
| Legal Subdivision | DOES ADDITION |
| Legal Block | 64 |
| Legal Lot Number | 3-8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 200 |
627 W 4th St is owned and occupied by an individual.
Source: Black Hawk County records, as of October 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 W 4TH ST, WATERLOO, IA 50702-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Black Hawk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $206,330 Building $206,330 | $206,330 Building $206,330 |
| 2023 | $231,230 | $231,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 627 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 627 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.
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