627 Terrace View Rd, Libby, MT 59923 Property Records

Lincoln County property record for 627 Terrace View Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,160 sqft · built 1966
Lot Size	5.57 acres (242,629 sqft)
Owner	2 Individual Names on File
Last Sale	$270,800 (Oct 2020)
Tax Bill	$3,385 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Transfer
APN	`R569385`

Property Details

APN / Parcel Number

Primary APN	`R569385`
Alternative APNs	`56-4068-02-2-01-21-0000` `0000008534`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	242,629 sqft (5.57 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008534
Street Address	627 TERRACE VIEW RD
City	LIBBY
State	MT
Zip	59923-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE VIEW, S02, T29 N, R31 W, ACRES 5.57, LOT 11
Legal Range	31W
Legal Township	29N
Legal Section	02
Legal Subdivision	TERRACE VIEW
Legal Lot Number	11
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3029
Census Tract	100

Owner

627 Terrace View Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	627 TERRACE VIEW RD, LIBBY, MT 59923-8503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Nov 9, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Nov 3, 2010
Deed Document Number	2020288848
Deed Book / Page	385 / 618
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	370/023
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Oct 23, 2020
Property Address	627 TERRACE VIEW RD, LIBBY, MT 59923-8503
Document Number	385/618
Book / Page	385 / 618
Map Reference	PL 997
Instrument Date	Oct 22, 2020
Instrument	288848
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 RITZMAN LN, 165, KALISPELL, MT 59901-2782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6605 W PIONEER ST, PHOENIX, AZ 85043-1930

Mortgage

Document Number	288849
Date	Oct 23, 2020
Instrument	288849

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Nov 9, 2017
Property Address	627 TERRACE VIEW RD, LIBBY, MT 59923-8503
Document Number	370/023
Book / Page	370 / 023
Instrument Date	Oct 26, 2017
Instrument	271515
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8135 MOURNING DOVE DR, MISSOULA, MT 59808-1118

Tax Assessment & Valuation

The 2026 property tax bill for 627 Terrace View Rd was $3,385, up 180.2% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,385.00 (+180.22%)	$383,900 (-)
2025	$1,208.00	$383,900	$383,900 Land $136,691 Building $247,209
2023	$1,910.00	$272,700	$272,700 Land $61,065 Building $211,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 627 Terrace View Rd; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Terrace View Rd is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 79% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Western Montana CommunityTel Fiber	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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