627 Stirrup Way, Escondido, CA 92026 Property Records

San Diego County property record for 627 Stirrup Way, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,192 sqft · built 2018
Lot Size	0.268 acres (11,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (May 2020)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`224-132-12-00`

Property Details

APN / Parcel Number

Primary APN	`224-132-12-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,192 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	11,701 sqft (0.268 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	627 STIRRUP WAY
City	ESCONDIDO
State	CA
Zip	92026-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 12 TR 016153
Legal Subdivision	CITY/ESCONDIDO
Legal Tract	016153
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	20106

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Mar 25, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
May 6, 2020	Grant Deed, Transfer · VA Mortgage AMCAP MORTGAGE LTD
Mar 2, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Deed Document Number	2020231079
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052

Mortgage

Document Number	0000055132
Date	Feb 27, 2026
Instrument	2026-0055132

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052

Mortgage

Document Number	0000132356
Date	Mar 25, 2022
Instrument	2022-0132356

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052

Mortgage

Document Number	0000401078
Date	May 27, 2021
Instrument	2021-0401078

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2020
Property Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052
Document Number	0000231079
Map Reference	MAP 16153
Instrument Date	Mar 31, 2020
Instrument	2020-0231079
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052

Mortgage

Document Number	0000231080
Date	May 6, 2020
Instrument	2020-0231080

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2018
Property Address	627 STIRRUP WAY, ESCONDIDO, CA 92026-5052
Document Number	0000084470
Instrument Date	Feb 12, 2018
Instrument	84470
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 STIRRUP WAY ESCONDIDO CA 920265052, ESCONDIDO, CA 92026-5052

Mortgage

Document Number	84471
Date	Mar 2, 2018
Instrument	84471

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$875,677 (+2%) Land $186,932 Building $688,745
2025	$9,816.00 (+4.44%) Homeowner's exemption	$858,508 (+4.04%) Land $183,267 Building $675,241
2023	$9,399.00 (+1.08%) Homeowner's exemption	$825,172 Land $176,151 Building $649,021
2022	$9,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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