Cabarrus County property record for 627 Spring St SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,962 sqft · built 1983 |
| Lot Size | 0.305 acres (13,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Nov 2020) |
| Tax Bill | $2,314 (2023) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 31 1738 |
| Primary APN | 5630 31 1738 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,962 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 1,962 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,284 sqft (0.305 acres) |
| Lot Dimensions | 162 ft deep x 82 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 141307 |
|---|---|
| Street Address | 627 SPRING ST SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LT 3 P/O 4 IRA F MILLER BLK A |
| Legal Subdivision | SEDGEFIELD |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 42201 |
627 Spring St SW is owned and occupied by two individuals who bought it in November 2020.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 627 SPRING ST SW, CONCORD, NC 28025-5619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 29, 2020 | Deed of Trust, Mortgage STATE EMPS CU |
| Nov 2, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Prior Sale | May 3, 2006 · Amount on File |
| Deed Book / Page | 14634 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 627 SPRING ST SW, CONCORD, NC 28025-5619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015846298 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 15846/298 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 627 SPRING ST SW, CONCORD, NC 28025-5619 |
| Document Number | 14634142 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 627 SPRING ST SW CONCORD NC 280255619, CONCORD, NC 28025-5619 |
| Document Number | 14634142 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 014634/000142 |
| Instrument | 38470 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 2, 2020 |
| Property Address | 627 SPRING ST SW, CONCORD, NC 28025-5619 |
| Document Number | 14634139 |
| Book / Page | 014634 / 000139 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 38469 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 SPRING ST SW CONCORD NC 280255619, CONCORD, NC 28025-5619 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,640 Land $80,000 Building $219,640 | ||
| 2024 | $299,640 (+57.99%) Land $80,000 Building $219,640 | ||
| 2023 | $2,314.00 | $189,660 Land $37,000 Building $152,660 | $189,660 Land $37,000 Building $152,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 627 Spring St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 627 Spring St SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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