627 Sparta St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 627 Sparta St, Saint Libory, IL 62282

Property Summary

Property Type	Single Family Home
Details	2 ba · 752 sqft · built 1897
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$133,500 (Mar 2024)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Sale & Mortgage
APN	`19-13-0-400-042`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-400-042`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	752 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	26,572 sqft (0.61 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	627 SPARTA ST
City	SAINT LIBORY
State	IL
Zip	62282-0287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAYETTEVILLE TWP SEC13 PT LOT 15 AS IN A02806656
Legal Subdivision	FAYETTEVILLE TWP
Legal Block	400
Legal Lot Number	15
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2044
Census Tract	504002

Owner

627 Sparta St is owned and occupied by an individual who bought it in March 2024.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	627 SPARTA ST, SAINT LIBORY, IL 62282-0287
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Mar 1, 2024	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Deed Document Number	20242806656
Prior Transfer Date	Feb 29, 2024
Prior Transfer Doc	0002806656
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	627 SPARTA ST, SAINT LIBORY, IL 62282-0287
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 SPARTA ST, SAINT LIBORY, IL 62282-0287

Mortgage

Document Number	0A02877107
Date	Mar 12, 2026
Instrument	A02877107

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 4, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 1, 2024
Property Address	627 SPARTA ST, MARISSA, IL 62257
Document Number	0A02806656
Map Reference	MB C PG 239
Instrument Date	Feb 29, 2024
Instrument	A02806656
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	627 SPARTA ST, SAINT LIBORY, IL 62282-0287

Mortgage

Document Number	0A02806657
Date	Mar 1, 2024
Instrument	A02806657

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 627 Sparta St was $2,732, up 58% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 (+58.01%) Homeowner's exemption Senior Citizen's exemption	$34,454 (+6.53%) Land $4,589 Building $29,865	$103,362 (+6.53%) Land $13,767 Building $89,595
2024	$1,729.00	$32,342 Land $4,308 Building $28,034	$97,026 Land $12,924 Building $84,102
2022		$24,956 Land $3,533 Building $21,423	$74,868 Land $10,599 Building $64,269
2019	$1,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 627 Sparta St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Sparta St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LIBORY serves 628 people · EPA ID IL1631200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Egyptian Telephone Cooperative Association Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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