Jackson County property record for 627 Sparks St, Jackson, MI 49202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,184 sqft · built 1945 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,092 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-229200000 |
| Primary APN | 2-229200000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 789 sqft |
| Basement Area | 789 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 6,839 sqft (0.157 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 627 SPARKS ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49202-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | W 40 FT OF LOT 23 & E 20 FT OF LOT 24 LANSING AVE HEIGHTS |
| Legal Subdivision | LANSING AVENUE HEIGHTS |
| Legal Lot Number | 23-24 |
| Legal Unit | 23,24 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100 |
627 Sparks St is owned and occupied by an individual who acquired it in June 2009.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 SPARKS ST, JACKSON, MI 49202-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 28, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 30, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 26, 2009 |
| Transfer Doc | 0002541836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Mar 28, 2024 |
| Property Address | 627 SPARKS ST, JACKSON, MI 49202-2026 |
| Document Number | 0002956548 |
| Book / Page | 2244 / 155 |
| Map Reference | LB 9 PG 50 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2956548 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3308 TRILLIUM LN APT 12, 12, JACKSON, MI 49201-8045 |
| Document Number | 0002956549 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 2956549 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 627 SPARKS ST, JACKSON, MI 49202-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002882688 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2187/398 |
| Instrument | 2882688 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 627 SPARKS ST, JACKSON, MI 49202-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002765187 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 2096/1199 |
| Instrument | 2765187 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 627 SPARKS ST, JACKSON, MI 49202-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002795345 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 2120/0157 |
| Instrument | 2795345 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 627 Sparks St was $3,092 with a homeowner's exemption, up 27% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,200 (+10.79%) | $168,400 (+10.79%) | |
| 2025 | $3,092.00 (+26.98%) | $76,000 | $152,000 |
| 2024 | $2,435.00 | ||
| 2023 | $60,200 | $120,400 | |
| 2022 | $2,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 627 Sparks St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 627 Sparks St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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