627 S Park St, Highland, MI 48356 Property Records

Oakland County property record for 627 S Park St, Highland, MI 48356

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,835 sqft · built 1928
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-22-202-006`

Property Details

APN / Parcel Number

Primary APN	`H-11-22-202-006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	917 sqft
Basement Area	53 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	102 ft deep x 168 ft wide
View / Lot	Waterfront / Beach
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	610 sqft
Patio Area	737 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	627 S PARK ST
City	HIGHLAND
State	MI
Zip	48356-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T3N, R7E, SEC 22 HARVE LAKE HEIGHTS W 1/2 OF LOT 167, ALSO ALL OF LOTS 168 & 169 1-17-14 FR 001 & 002
Legal Range	07E
Legal Township	03N
Legal Section	22
Legal Subdivision	HARVE LAKE HEIGHTS
Legal Lot Number	167
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1000
Census Tract	131100

Owner

627 S Park St is owned and occupied by two individuals who acquired it in May 2023.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	627 S PARK ST, HIGHLAND, MI 48356-2631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS CAPITAL INC
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS CAP
Apr 30, 2019	Deed of Trust, Mortgage · Conventional with PMI ADVISORS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 30, 2023
Transfer Doc	0000054843
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	627 S PARK ST, HIGHLAND, MI 48356-2631
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 S PARK ST, HIGHLAND, MI 48356-2631

Mortgage

Document Number	0000187280
Date	Jul 29, 2021
Book Page	56620/301
Instrument	187280

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	627 S PARK ST, HIGHLAND, MI 48356-2631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 S PARK ST, HIGHLAND, MI 48356-2631

Mortgage

Document Number	0000176596
Date	Sep 2, 2020
Book Page	54758/612
Instrument	176596

Lender

Name	ADVISORS CAPITAL INC
Type	Non-Lending Institution
Address	NOVI, MI 48375

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	627 S PARK ST, HIGHLAND, MI 48356-2631
Document Number	0000213926
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 S PARK ST HIGHLAND MI 483562631, HIGHLAND, MI 48356-2631

Mortgage

Document Number	0000213926
Date	Dec 23, 2019
Book Page	053639/000446
Instrument	213926

Lender

Name	ADVISORS CAP
Type	Funding / Finance Company
Address	NOVI, MI 48375

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	627 S PARK ST, HIGHLAND, MI 48356-2631
Document Number	0000072247
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 S PARK ST HIGHLAND MI 483562631, HIGHLAND, MI 48356-2631

Mortgage

Document Number	0000072247
Date	May 9, 2019
Book Page	052812/000804
Instrument	72247

Lender

Name	ADVISORS CAP
Type	Funding / Finance Company
Address	NOVI, MI 48375

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 627 S Park St was $2,350 with a homeowner's exemption, down 33.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00 (-33.22%) Homeowner's exemption	$177,640	$355,280
2024	$3,519.00
2023		$135,600	$271,200
2021	$1,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 S Park St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 S Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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