627 S Cherry Grove Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 627 S Cherry Grove Ave, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	3 ba · 2,415 sqft · built 2015
Lot Size	0.037 acres (1,627 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2023)
Tax Bill	$7,638 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-956-90235478`

Property Details

APN / Parcel Number

Primary APN	`06-956-90235478`
Alternative APN	`95690235478`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,415 sqft Living Area
1st Floor Area	815 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,627 sqft (0.037 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	95690235478
Street Address	627 S CHERRY GROVE AVE
City	ANNAPOLIS
State	MD
Zip	21401-1145
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 81 VILLAGE GREENS OF ANNAP
Legal Subdivision	VILLAGE GREENS OF ANNAP
Legal Block	4
Legal Lot Number	81
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4005
Census Tract	702500

Owner

627 S Cherry Grove Ave, a townhouse, is owned and occupied by two individuals who bought it in September 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	627 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Dec 12, 2016 · Amount on File
Deed Book / Page	39918 / 54
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 8, 2023
Property Address	627 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-1145
Document Number	0399180054
Book / Page	39918 / 54
Map Reference	MB 315PG48&49PL16324
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	627 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-1145

Mortgage

Document Number	0003991860
Date	Sep 8, 2023
Instrument	39918/60

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	627 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-1145
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	HOMELAND TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345770246
Date	May 13, 2020
Book Page	34577/246

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	627 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-1145
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	HOMELAND TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0359520329
Date	Jan 15, 2021
Book Page	35952/329

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	233 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 627 S Cherry Grove Ave was $7,638.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,700 Land $160,000 Building $397,700	$557,700 Land $160,000 Building $397,700
2025	$7,638.00
2023	$6,947.00 Homeowner's exemption	$483,800 Land $180,000 Building $303,800	$483,800 Land $180,000 Building $303,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 S Cherry Grove Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 S Cherry Grove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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