627 N Ash St, Celina, OH 45822 Property Records

Mercer County property record for 627 N Ash St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,890 sqft · built 1932
Lot Size0.284 acres (12,375 sqft)
Owner2 Individual Names on File
Last Sale$165,514 (Oct 2018)
Tax Bill$3,626 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Oct 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-283300.0000

Property Details

APN / Parcel Number

Primary APN27-283300.0000
Alternative APN
  • 06-31-351-022

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,890 sqft Living Area
Basement Area1,111 sqft
Unfinished Basement1,111 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Lot Area12,375 sqft (0.284 acres)
Lot Dimensions165 ft deep x 75 ft wide

Location & Zoning

Street Address627 N ASH ST
CityCELINA
StateOH
Zip45822-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTIS & RENTZSCH ADD LOT#: 9
Legal SubdivisionOTIS & RENTZSCH ADD
Legal Lot Number9
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4010
Census Tract967500

Owner

627 N Ash St is owned and occupied by two individuals who acquired it in October 2023.

Source: Mercer County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address627 N ASH ST, CELINA, OH 45822-1504
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Deed of Trust, Mortgage · Line of Credit
LOWER LLC
Oct 31, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
LOWER LLC
Jul 1, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Oct 9, 2018Warranty Deed, Transfer · Line of Credit
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2018 · Amount on File
Deed SaleOct 9, 2018 · Amount on File
Prior SaleDec 9, 2016 · Amount on File
Deed Document Number20184891
Last Transfer DateOct 25, 2023
Transfer Doc0000004282
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address627 N ASH ST, CELINA, OH 45822-1504
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300004275
DateOct 31, 2023
Instrument202300004275
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueNov 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateOct 31, 2023
Property Address627 N ASH ST, CELINA, OH 45822-1504
Document Number202300004282
Map ReferenceMB 4 PG 3
Instrument DateOct 17, 2023
Instrument202300004282
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyNOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address627 N ASH ST, CELINA, OH 45822-1504

Mortgage

Document Number202300004283
DateOct 31, 2023
Instrument202300004283
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJul 1, 2021
Property Address627 N ASH ST, CELINA, OH 45822-1504
Document Number202100004090
Map ReferenceMB 4 PG 3
Instrument DateJul 1, 2021
Instrument202100004090
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyNOT AVAILABLE, FOUR DIAMOND TTILE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address627 N ASH ST, CELINA, OH 45822-1504

Mortgage

Document Number202100004091
DateJul 1, 2021
Instrument202100004091
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateOct 9, 2018
Property Address627 N ASH ST, CELINA, OH 45822-1504
Document Number201800004891
Map ReferenceMB4 PG3
Instrument DateSep 13, 2018
Instrument201800004891
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 N ASH ST, CELINA, OH 45822-1504

Mortgage

Document Number201800004892
DateOct 9, 2018
Instrument201800004892
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 627 N Ash St was $3,626.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,626.00$91,670 (-) Land $10,360 Building $81,310
2024$3,626.00 (-2%)$91,670 (-) Land $10,360 Building $81,310
2023$3,700.00 (+11.65%)$91,670 (+27.69%) Land $10,360 Building $81,310$261,900 Land $29,600 Building $232,300
2022$3,314.00$71,790 Land $8,540 Building $63,250
2020$205,100 Land $24,400 Building $180,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 627 N Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 627 N Ash St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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