627 N 3rd Ave, Oakdale, CA 95361 Property Records

Stanislaus County property record for 627 N 3rd Ave, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1915
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jun 2023)
Tax Bill	$4,345 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`130-001-014-000`

Property Details

APN / Parcel Number

Primary APN	`130-001-014-000`
Alternative APNs	`1300114000` `1300114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	627 N 3RD AVE
City	OAKDALE
State	CA
Zip	95361-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKDALE LOT 2,4 BLOCK 24
Legal Subdivision	OAKDALE
Legal Block	3
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	3
Census Block	3000
Census Tract	201

Owner

627 N 3rd Ave is owned and occupied by an individual who bought it in June 2023.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	627 N 3RD AVE, OAKDALE, CA 95361-2558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Jul 19, 2018 · Amount on File
Deed Document Number	202325921
Prior Transfer Date	Jun 13, 2016
Prior Transfer Doc	0000044876
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 13, 2023
Property Address	627 N 3RD AVE, OAKDALE, CA 95361-2558
Document Number	0000025921
Map Reference	VOL 7 PG 48
Instrument Date	Jun 6, 2023
Instrument	2023-0025921
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 N 3RD AVE, OAKDALE, CA 95361-2558

Mortgage

Document Number	0000025922
Date	Jun 13, 2023
Instrument	2023-0025922

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	627 N 3RD AVE, OAKDALE, CA 95361-2558
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 N 3RD AVE, OAKDALE, CA 95361-2558

Mortgage

Document Number	0000071908
Date	Jul 29, 2021
Instrument	2021-0071908

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Nov 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	627 N 3RD AVE, OAKDALE, CA 95361-2558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064150
Date	Sep 20, 2019
Instrument	2019-0064150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 19, 2018
Property Address	627 N 3RD AVE, OAKDALE, CA 95361-2558
Document Number	0000049299
Map Reference	VOL7 PG48
Instrument Date	Jul 9, 2018
Instrument	2018-0049299
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 N 3RD AVE, 627, OAKDALE, CA 95361-2558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Mortgage

Document Number	0000049300
Date	Jul 19, 2018
Instrument	2018-0049300

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 627 N 3rd Ave was $4,345, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Oakdale City
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,345.00 (+1.14%)	$392,646 (+2%) Land $254,689 Building $137,957
2025	$4,296.00	$384,948 Land $249,696 Building $135,252
2023	$2,721.00 (+1.8%) Homeowner's exemption	$259,470 Land $150,107 Building $109,363
2022	$2,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 627 N 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 N 3rd Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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