627 Morse St, Findlay, OH 45840 Property Records

Hancock County property record for 627 Morse St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,941 sqft · built 1900
Lot Size	0.195 acres (8,499 sqft)
Owner	Individual Name on File
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1011-191-07-007.000`

Property Details

APN / Parcel Number

Primary APN	`1011-191-07-007.000`
Alternative APN	`580000248710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,941 sqft Living Area
1st Floor Area	1,223 sqft
2nd Floor Area	718 sqft
Upper Floors Area	968 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	627 MORSE ST
City	FINDLAY
State	OH
Zip	45840-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARKLES J SUB DIV LOT 2991
Legal Subdivision	MARKLES J SUB
Legal Lot Number	2991
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3000
Census Tract	1100

Owner

627 Morse St is owned and occupied by an individual who acquired it in September 2023.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	627 MORSE ST, FINDLAY, OH 45840-5917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023
Deed Sale	Sep 5, 2023
Prior Sale	Feb 3, 2010 · Amount on File
Deed Document Number	20235925
Deed Book / Page	2605 / 3695
Prior Transfer Date	Nov 25, 2003
Prior Transfer Doc	0000024979
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 5, 2023
Property Address	627 MORSE ST, FINDLAY, OH 45840-5917
Document Number	02605/3695
Book / Page	2605 / 3695
Instrument Date	Aug 17, 2023
Instrument	202300005925
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 MORSE ST, FINDLAY, OH 45840-5917

Mortgage

Document Number	202300005926
Date	Sep 5, 2023
Instrument	202300005926

Lender

Name	MCKENNEY & STEPPES REVOCABLE LIVING
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 627 Morse St was $1,678 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,678.00	$54,740 Land $6,220 Building $48,520	$156,410 Land $17,780 Building $138,630
2023	$1,534.00 (-2.23%) Homeowner's exemption	$43,130 (-) Land $4,900 Building $38,230
2022	$1,569.00	$43,130 Land $4,900 Building $38,230	$123,220 Land $14,000 Building $109,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 627 Morse St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1981–2008)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 627 Morse St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

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