627 Locust St, Reading, PA 19604 Property Records

Berks County property record for 627 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$68,775 (Jun 2021)
Tax Bill	$880 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5317-54-13-4757`

Property Details

APN / Parcel Number

Primary APN	`5317-54-13-4757`
Alternative APNs	`12-5317-54-13-4757` `12462875` `462875`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12462875
Street Address	627 LOCUST ST
City	MERTZTOWN
State	PA
Zip	19539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2006
Census Tract	1500

Owner

627 Locust St is owned by an individual who bought it in June 2021.

Source: Berks County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	846 ACACIA AVE, READING, PA 19605-1439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 6, 2020	Warranty Deed, Transfer ABE ABSTRACT INC
Dec 26, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 1, 2018	Grant Deed, Transfer · Conventional with PMI JEWEL ASSOCIATES LP
Jul 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	202128597
Prior Transfer Date	Aug 19, 2011
Prior Transfer Doc	0000032323
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 8, 2021
Property Address	627 LOCUST ST, READING, PA 19604-2623
Document Number	0000028597
Instrument Date	May 13, 2021
Instrument	2021028597
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	846 ACACIA AVE, READING, PA 19605-1439

Mortgage

Document Number	0000028598
Date	Jun 8, 2021
Instrument	2021028598

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jan 6, 2020
Property Address	627 LOCUST ST, READING, PA 19604-2623
Document Number	0000000643
Instrument Date	Jan 3, 2020
Instrument	643
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ABE ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 N BROAD ST LANCASTER PA 176023142, LANCASTER, PA 17602-3142

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Dec 26, 2019
Property Address	627 LOCUST ST, READING, PA 19604-2623
Document Number	0000045284
Instrument Date	Dec 26, 2019
Instrument	45284
Transaction Type	Foreclosure
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5672 ALLENTOWN PIKE READING PA 196059232, READING, PA 19605-9232

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	May 1, 2018
Property Address	627 LOCUST ST, READING, PA 19604-2623
Document Number	0000014257
Instrument Date	Apr 26, 2018
Instrument	14257
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 N 13TH ST READING PA 196042823, READING, PA 19604-2823

Mortgage

Document Number	14258
Date	May 1, 2018
Instrument	14258

Lender

Name	JEWEL ASSOCIATES LP
Address	51 WOODBURY ST, PROVIDENCE, RI 02906-3509

Agreement

Type	Conventional with PMI
Amount	Amount on Record

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 28, 2017
Property Address	627 LOCUST ST, READING, PA 19604-2623
Document Number	0000027440
Instrument Date	Sep 23, 2016
Instrument	27440
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$431.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	51 WOODBURY ST PROVIDENCE ROHDE ISL, PROVIDENCE ROHDE ISL

Tax Assessment & Valuation

The 2026 property tax bill for 627 Locust St was $880.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$880.00	$31,200 Land $12,000 Building $19,200	$12,000 Land $12,000
2024	$825.00	$31,200 Land $12,000 Building $19,200
1994			$31,200 Land $12,000 Building $19,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 627 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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