Oakland County property record for 627 Lloyd Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,152 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,439 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-09-408-002 |
| Primary APN | 72-25-09-408-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 627 LLOYD AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-4092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 9 FOREST HEIGHTS SUB LOT 326 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | FOREST HEIGHTS |
| Legal Lot Number | 326 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 183700 |
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 627 LLOYD AVE, ROYAL OAK, MI 48073-4092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage THE CITY OF ROYALOAK |
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit US DISTRICT COURT |
| Aug 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2017 |
| Transfer Doc | 0000149673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 627 LLOYD AVE, ROYAL OAK, MI 48073-4092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 627 LLOYD AVE, ROYAL OAK, MI 48073-4092 |
| Document Number | 0000171549 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 54725/228 |
| Instrument | 171549 |
| Name | THE CITY OF ROYALOAK |
|---|---|
| Type | Government Agency |
| Address | ROYAL OAK, MI 48068 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 627 LLOYD AVE, ROYAL OAK, MI 48073-4092 |
| Document Number | 0000048575 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 627 LLOYD AVE ROYAL OAK MI 480734092, ROYAL OAK, MI 48073-4092 |
| Document Number | 0000048575 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 051673/000240 |
| Instrument | 48575 |
| Name | US DISTRICT COURT |
|---|---|
| Address | ROYAL OAK, MI 48068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 10, 2017 |
| Property Address | 627 LLOYD AVE, ROYAL OAK, MI 48073-4092 |
| Document Number | 0000149673 |
| Book / Page | 050954 / 000019 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 149673 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 LLOYD AVE ROYAL OAK MI 480734092, ROYAL OAK, MI 48073-4092 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,439.00 (-22.08%) Homeowner's exemption | $158,590 | $317,180 |
| 2024 | $3,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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