Carlton County property record for 627 Laurel St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Details | 700 sqft · built 1920 |
| Lot Size | 0.428 acres (18,685 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $111,000 (Aug 2014) |
| Tax Bill | $2,908 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-295-0360 |
| Primary APN | 06-295-0360 |
|---|---|
| Alternative APN |
|
| Building Area | 700 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 18,685 sqft (0.428 acres) |
| Account Number | 3792 |
|---|---|
| Street Address | 627 LAUREL ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & E1/2 ADJ VAC ALLEY AND LOTS 18-19 & NORTHERN LUMBER CO SECOND DIVISION |
| Legal Subdivision | NORTHERN LUMBER CO SECOND DIVISION |
| Legal Block | 7 |
| Legal Lot Number | 4,18-19 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70401 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 627 LAUREL ST, CLOQUET, MN 55720-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2014 · Amount on Record |
| Deed Sale | Aug 14, 2014 · Amount on Record |
| Deed Document Number | 2014457819 |
| Prior Transfer Date | Aug 11, 2014 |
| Prior Transfer Doc | 0000457819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 627 LAUREL ST, CLOQUET, MN 55720-1445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000502795 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | A000502795 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,908.00 (+6.44%) Homeowner's exemption | ||
| 2025 | $195,600 (+4.21%) Land $13,000 Building $182,600 | $195,600 (+4.21%) Land $13,000 Building $182,600 | |
| 2024 | $2,732.00 Homeowner's exemption | $187,700 (+4.28%) Land $13,000 Building $174,700 | $187,700 (+4.28%) Land $13,000 Building $174,700 |
| 2023 | $2,732.00 Homeowner's exemption | $180,000 (-) Land $13,000 Building $167,000 | $180,000 (-) Land $13,000 Building $167,000 |
| 2022 | $180,000 Land $13,000 Building $167,000 | $180,000 Land $13,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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