627 Lakeridge Dr, Arley, AL 35541 Property Records

Winston County property record for 627 Lakeridge Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,416 sqft · built 2013
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,981 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38803`

Property Details

APN / Parcel Number

Primary APN	`38803`
Alternative APN	`67 11 02 09 0 200 011.045`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	1,421 sqft
Upper Floors Area	995 sqft
Basement Area	1,421 sqft
Finished Basement	1,421 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	122 ft deep x 196 ft wide

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Deck Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	38803
Street Address	627 LAKERIDGE DR
City	ARLEY
State	AL
Zip	35541-4662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 RIDGE AT ROCK CREEK MB 3 PG 184 S9 T11 R6
Legal Range	06W
Legal Township	11S
Legal Section	09
Legal Subdivision	RIDGE AT ROCK CREEK
Legal Lot Number	47
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1004
Census Tract	965503

Owner

627 Lakeridge Dr, a single family home, is owned by an individual.

Source: Winston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3440 COUNTRY BROOK LN, VESTAVIA, AL 35243-4332
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage METHOD MORTGAGE LLC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	627 LAKERIDGE DR, ARLEY, AL 35541-4662
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000664/656
Date	Apr 5, 2021
Book Page	664/656

Lender

Name	METHOD MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	627 LAKERIDGE DR, ARLEY, AL 35541-4662
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000646/706
Date	Feb 25, 2020
Book Page	646/706

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 5, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 627 Lakeridge Dr was $1,981, up 7% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Arley Town
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,981.00 (+6.97%)
2025	$1,852.00 (+6.93%)	$56,140 (+6.93%)	$578,400 (+10.21%) Land $155,400 Building $423,000
2024	$1,732.00 (+6.91%)	$52,500 (+6.88%)	$524,800 (+6.88%) Land $150,900 Building $373,900
2023	$1,620.00 (+24.04%)	$49,120 (+24.04%)	$491,020 (+24%) Land $150,900 Building $340,120
2022	$1,306.00	$39,600	$395,980 Land $86,400 Building $309,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 Lakeridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Lakeridge Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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