627 Jerome St, Covington, KY 41011 Property Records

Kenton County property record for 627 Jerome St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,738 sqft · built 2019
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2015)
Tax Bill	$14,865 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-41-07-002.00`

Property Details

APN / Parcel Number

Primary APN	`040-41-07-002.00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,738 sqft Finished Area
Gross Area	3,256 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	627 JEROME ST
City	COVINGTON
State	KY
Zip	41011-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOTONS KENTON HILLS UNNUM LOT ADJACENT TO LOT 10 SEC 2 100X150FT
Legal Subdivision	WOOTONS
Legal Phase	2
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4004
Census Tract	63800

Owner

627 Jerome St is owned and occupied by two individuals who bought it in August 2015.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	627 JEROME ST, COVINGTON, KY 41011-1163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Dec 5, 2019	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Jul 2, 2019	Loan Modification, Mortgage HUNTINGTON NAT'L BK
May 31, 2018	Trustee's Deed, Construction Loan HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Prior Sale	Apr 8, 2003 · Amount on File
Deed Document Number	201508 03 059 00311
Deed Book / Page	5705 / 133
Prior Transfer Date	Mar 31, 2003
Prior Transfer Doc	0408059002
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	627 JEROME ST, COVINGTON, KY 41011-1163
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	ATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900048
Date	Dec 8, 2021
Book Page	312/278
Instrument	21120805900048

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	627 JEROME ST, COVINGTON, KY 41011-1163
Document Number	0000000037
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	627 JEROME ST COVINGTON KY 410111163, COVINGTON, KY 41011-1163

Mortgage

Document Number	0000000037
Date	Apr 6, 2020
Book Page	000M28/000567
Instrument	37

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	627 JEROME ST, COVINGTON, KY 41011-1163
Document Number	0000000047
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	627 JEROME ST COVINGTON KY 410111163, COVINGTON, KY 41011-1163

Mortgage

Document Number	0000000047
Date	Dec 13, 2019
Book Page	0C6827/000317
Instrument	47

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	627 JEROME ST, COVINGTON, KY 41011-1163
Document Number	0000000231
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	627 JEROME ST COVINGTON KY 410111163, COVINGTON, KY 41011-1163

Mortgage

Document Number	0000000231
Date	Aug 8, 2019
Book Page	0C6725/000325
Instrument	231

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	May 31, 2018
Property Address	627 JEROME ST, COVINGTON, KY 41011-1163
Book / Page	0C6421 / 000179
Instrument Date	May 29, 2018
Instrument	315
Transaction Type	Construction Loan
Record Updated	Jun 19, 2018
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	627 JEROME ST COVINGTON KY 410111163, COVINGTON, KY 41011-1163

Mortgage

Document Number	0000000315
Date	May 31, 2018
Book Page	0C6421/000179
Instrument	315

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 627 Jerome St was $14,865.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,500,000 (-) Land $75,000 Building $1,425,000	$1,500,000 (-) Land $75,000 Building $1,425,000
2025	$14,865.00	$1,500,000 Land $75,000 Building $1,425,000	$1,500,000 Land $75,000 Building $1,425,000
2023	$15,990.00	$1,500,000 Land $75,000 Building $1,425,000	$1,500,000 Land $75,000 Building $1,425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 Jerome St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Jerome St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Jerome St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures