627 Grove St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 627 Grove St, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details4,389 sqft · built 1778
Lot Size0.573 acres (24,960 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Dec 2020)
Tax Bill$28,160 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-04313-0000-00013-02

Property Details

APN / Parcel Number

Primary APN51-04313-0000-00013-02
Alternative APNs
  • 51043130000000130002
  • 5104313000001302

Interior

Stories2 Stories
Building Area4,389 sqft Living Area

Exterior

Year BuiltBuilt 1778
Effective Year BuiltEffective 1778
Architectural StyleCape Cod
Exterior MaterialFrame
Construction TypeFrame
Lot Area24,960 sqft (0.573 acres)
Lot Dimensions135 ft deep x 185 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5104313000001302
Street Address627 GROVE ST
CityRIDGEWOOD
StateNJ
Zip07450-5529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.573 AC
Legal SubdivisionRIDGEWOOD GABLES
Legal Block4313
Legal Lot Number13.02
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group2
Census Block2010
Census Tract47500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedVan Dien House
listed 1983 · 1 contributing resources · NRIS 83001567

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Ridgewood Village records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address627 GROVE ST, RIDGEWOOD, NJ 07450-5529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC HOME LOANS INC
Dec 14, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleMay 6, 2015 · Amount on Record
Deed Document Number2020133128
Deed Book / Page3866 / 233
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address627 GROVE ST, RIDGEWOOD, NJ 07450-5529
Transaction TypeMortgage
Record UpdatedNov 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043990852
DateSep 30, 2021
Book Page4399/852
Instrument2021152181
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateDec 14, 2020
Property Address627 GROVE ST, RIDGEWOOD, NJ 07450-5529
Document Number0038660233
Book / Page3866 / 233
Instrument DateJul 27, 2020
Instrument20-133128
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyCARNEGIE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address627 GROVE ST, 627, RIDGEWOOD, NJ 07450-5529

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 GROVE ST, RIDGEWOOD, NJ 07450-5529

Mortgage

Document Number20133129
DateDec 14, 2020
Instrument20-133129
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$974,400 (-) Land $337,400 Building $637,000$974,400 (-) Land $337,400 Building $637,000
2025$28,160.00 (+0.73%)$974,400 (-) Land $337,400 Building $637,000$974,400 (-) Land $337,400 Building $637,000
2024$27,955.00 (+4.98%)
2023$974,400 Land $337,400 Building $637,000$974,400 Land $337,400 Building $637,000
2022$26,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims43 (1989–2021)
Claims Outside the SFHA7 of 43
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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