La Crosse County property record for 627 Gilster St, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,500 (Jul 2019) |
| Tax Bill | $3,604 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-003876-000 |
| Primary APN | 018-003876-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 98 ft wide |
| Account Number | 44095 |
|---|---|
| Old Parcel Number | 18 3876 0 |
| Street Address | 627 GILSTER ST |
| City | ONALASKA |
| State | WI |
| Zip | 54650-8515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAYFAIR ADDITION LOT 17 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 10 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | MAYFAIR ADDITION |
| Legal Lot Number | 17 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10500 |
627 Gilster St is owned and occupied by an individual who bought it in July 2019.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 GILSTER ST, ONALASKA, WI 54650-8515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Jul 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on File |
| Deed Sale | Jul 12, 2019 · Amount on File |
| Prior Sale | Jul 15, 2008 · Amount on File |
| Deed Document Number | 1729028 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 627 GILSTER ST, ONALASKA, WI 54650-8515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001763276 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 1763276 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jul 12, 2019 |
| Property Address | 627 GILSTER ST, ONALASKA, WI 54650-8515 |
| Document Number | 0001729028 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 1729028 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001729029 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 1729029 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 627 Gilster St was $3,604 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,604.00 Homeowner's exemption | $280,800 Land $37,100 Building $243,700 | $284,000 |
| 2023 | $3,741.00 Homeowner's exemption | $221,600 Land $37,100 Building $184,500 | $221,600 Land $37,100 Building $184,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 627 Gilster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 627 Gilster St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lynxx Networks.
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