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627 Estero Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 627 Estero Ave, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,776 sqft · built 1986
Lot Size0.129 acres (5,640 sqft)
OwnerCompany Name on File
Last Sale$698,500 (Jun 2020)
Tax Bill$8,419 (2025)
Deeds & MortgagesSep 2023 Transfer
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN066-151-018

Property Details

APN / Parcel Number

Primary APN066-151-018

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,776 sqft Living Area

Exterior

Year BuiltBuilt 1986
Construction TypeWood
Lot Area5,640 sqft (0.129 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address627 ESTERO AVE
CityMORRO BAY
StateCA
Zip93442-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB MORRO HTS BL 16 PTN LT 7
Legal SubdivisionMORRO HEIGHTS
Legal Block16
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3018
Census Tract10602

Owner

Source: San Luis Obispo County records · APN 066-151-018

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address41939 CREST DR, HEMET, CA 92544-8307
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Intrafamily Transfer, Transfer
Jun 15, 2020Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Jun 15, 2020Affidavit of Death, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleJun 15, 2020 · Amount on Record
Deed Document Number0000029439
Last Transfer DateSep 26, 2023
Transfer Doc0000028255
Record UpdatedJun 08, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 26, 2023
Property Address627 ESTERO AVE, MORRO BAY, CA 93442-2345
Document Number0000028255
Map ReferenceMB 3 PG 4
Instrument DateSep 26, 2023
Instrument2023028255
Transaction TypeTransfer
Record UpdatedOct 06, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address41939 CREST DR, HEMET, CA 92544-8307

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 15, 2020
Property Address627 ESTERO AVE, MORRO BAY, CA 93442-2345
Document Number0000029439
Map ReferenceMB 3 PG 4
Instrument DateJun 01, 2020
Instrument2020029439
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address41939 CREST DR, HEMET, CA 92544-8307

Mortgage

Document Number0000029440
DateJun 15, 2020
Instrument2020029440
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

June 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 15, 2020
Property Address627 ESTERO AVE, MORRO BAY, CA 93442-2345
Document Number0000029438
Instrument DateMay 15, 2020
Instrument29438
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4652 SAN LUIS OBISPO CA 934034652, SAN LUIS OBISPO, CA 93403-4652

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,419.00 (+3.59%)$763,907 (+4.04%) Land $437,456 Building $326,451
2023$8,127.00 (+6.7%)$734,245 Land $420,470 Building $313,775
2022$7,617.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
5 of 6 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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