627 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 627 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,922 sqft · built 1925
Lot Size0.181 acres (7,895 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (May 2024)
Tax Bill$1,080 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-032373

Property Details

APN / Parcel Number

Primary APN04-032373
Alternative APNs
  • 4032373
  • 032373

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,922 sqft Total Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialMetal
Lot Area7,895 sqft (0.181 acres)
PorchSlab
Porch Area318 sqft
Deck Area368 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number032373
Street Address627 E OLDTOWN RD
CityCUMBERLAND
StateMD
Zip21502-3748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description627 OLDTOWN RD 71X113 70X113
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1004
Census Tract700

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address627 E OLDTOWN RD, CUMBERLAND, MD 21502-3748
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2024 · Amount on Record
Deed SaleMay 21, 2024 · Amount on Record
Prior SaleJun 8, 1998 · Amount on Record
Deed Book / Page2968 / 488
Prior Transfer DateJan 22, 2013
Prior Transfer Doc001940-0391
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address627 E OLDTOWN RD, CUMBERLAND, MD 21502-3748
Transaction TypeMortgage
Record UpdatedJun 16, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002785-0471
DateMay 31, 2022
Book Page2785/471
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,700 (+10.92%) Land $12,400 Building $118,300$130,700 (-) Land $12,400 Building $118,300
2025$1,080.00 (+26.17%)$117,833 (+27.94%)$130,700 (+41.91%) Land $12,400 Building $118,300
2023$856.00$92,100 Land $12,400 Building $79,700$92,100 Land $12,400 Building $79,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993–1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband, T-Mobile.

Nearby Properties on E Oldtown Rd

Nearby Streets

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