627 E Main St, Peru, IN 46970 Property Records

Miami County property record for 627 E Main St, Peru, IN 46970 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,326 sqft Living Area
Lot Size10,032 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$194,600 (2021)
Tax Bill$1,837.00 (2025)

Property Details

APN / Parcel Number

Primary APN021-36237-00
Alternative APNs
  • 52-08-26-204-028.000-016
  • 00397168289

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,326 sqft Living Area
1st Floor2,326 sqft 1st Floor
Basement Area230 sqft Basement
Unfinished Basement230 sqft Unfinished
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area10,032 sqft (0.23 acres)
Depth X Width132 ft x 76 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area440 sqft Garage
Shed1 Shed
Shed Area120 sqft Shed
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number00397168289
Street Address627 E MAIN ST
CityPERU
StateIN
Zip46970-2607
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description021-36237-00 EAST PERU AD 42' W SD LOT 28 & 42 4/10 E SD LOT 27 42 012 37000
Legal SubdivisionEAST PERU ADDITION
Legal Lot Number28,42
JurisdictionMIAMI IN
Minor Civil DivisionPERU
Census Blockgroup2
Census Block2004
Census Tract952400

Owner

Source: Miami County records · APN 021-36237-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address627 E MAIN ST, PERU, IN 46970-2607
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 13, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RUOFF MORTGAGE COMPANY INC
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleApr 01, 2014 · Amount on Record
Deed Doc Number2021523694
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address627 E MAIN ST, PERU, IN 46970-2607
Transaction TypeMortgage
Record UpdatedFeb 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 E MAIN ST, PERU, IN 46970-2607

Mortgage

Document Number20240520556
DateFeb 02, 2024
Instrument20240520556
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Address1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term330 Months
DueAug 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address627 E MAIN ST, PERU, IN 46970-2607
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200524211
DateOct 13, 2020
Instrument20200524211
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateJul 28, 2021
Property Address627 E MAIN ST, PERU, IN 46970-2607
Document Number20210523694
Instrument DateJul 23, 2021
Instrument20210523694
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 E MAIN ST, PERU, IN 46970-2607

Mortgage

Document Number20210523695
DateJul 28, 2021
Instrument20210523695
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMiami County
County SubdivisionPeru Township
MunicipalityPeru City
Unified School DistrictPeru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,837.00 (+20.14%) Homeowner's exemption$200,800 (+50.86%) Land $8,400 Building $192,400$200,800 (+50.86%) Land $8,400 Building $192,400
2024$1,529.00 (+14.53%)
2023$1,335.00$133,100 Land $8,400 Building $124,700$133,100 Land $8,400 Building $124,700
2022$1,335.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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