627 E Empire Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 627 E Empire Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$56,915 (Dec 2022)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-3000-0030-00-6`

Property Details

APN / Parcel Number

Primary APN	`52-3000-0030-00-6`
Alternative APN	`11-52-3000-0030-00-6`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Raised Ranch
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	96 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	627 E EMPIRE AVE
City	BENTON HARBOR
State	MI
Zip	49022-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICT A
Legal Description	THE S 96' OF LOT 11 BLK 2 HANSEN'S ADD TO CITY OF BENTON HARBOR
Legal Subdivision	HANSENS ADD
Legal Block	2
Legal Lot Number	11
Legal Unit	11
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1043
Census Tract	500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	961 JENNINGS AVE, BENTON HARBOR, MI 49022-4829
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 21, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2022369323
Deed Book / Page	3394 / 2856
Prior Transfer Date	Jul 29, 2010
Prior Transfer Doc	02928/0435
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 14, 2022
Property Address	627 E EMPIRE AVE, BENTON HARBOR, MI 49022-4827
Document Number	03394/2856
Book / Page	3394 / 2856
Map Reference	LB 3 PG 12
Instrument Date	Dec 9, 2022
Instrument	2022369323
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	599 AUWAHA ST, HAIKU, HI 96708-7017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E EMPIRE AVE, BENTON HARBOR, MI 49022-4827

Mortgage

Document Number	0033942858
Date	Dec 14, 2022
Instrument	3394-2858

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 21, 2020
Property Address	627 E EMPIRE AVE, BENTON HARBOR, MI 49022-4827
Document Number	03262/2122
Book / Page	3262 / 2122
Map Reference	LB 3 PG 12
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$288.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 CASSELINO DR, SAN JOSE, CA 95136-4808

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,700 (+55.71%)	$65,400 (+55.71%)
2025	$2,059.00 (+95.72%)
2023		$21,000	$42,000
2022	$1,052.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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