627 E 6th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 627 E 6th St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.232 acres (10,106 sqft)
Owner	Company Name on Record
Last Sale	$43,500 (Oct 2017)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`246-01880-0001`

Property Details

APN / Parcel Number

Primary APN	`246-01880-0001`

Exterior

Lot Area	10,106 sqft

Location & Zoning

Street Address	627 E 6TH ST S
City	LADYSMITH
State	WI
Zip	54848-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADYSMITH ASSESSOR PLAT 4 LOT 12 DOCUMENT # 373346
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	LADYSMITH AP NO 4
Legal Lot Number	12
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	3
Census Block	3013
Census Tract	960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3540 JEFFERS RD, EAU CLAIRE, WI 54703-4416
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage SECURITY FINANCIAL BANK
Mar 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage CUMBERLAND FEDERAL BANK FSB
Oct 20, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	346297
Deed Book / Page	632 / 394
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	627 E 6TH ST S, LADYSMITH, WI 54848-1918
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000376237
Date	Feb 9, 2026
Instrument	376237

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	627 E 6TH ST S, LADYSMITH, WI 54848-1918
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358826
Date	Mar 8, 2021
Instrument	358826

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Oct 20, 2017
Property Address	627 E 6TH ST S, LADYSMITH, WI 54848-1918
Document Number	000632/394
Book / Page	632 / 394
Instrument Date	Oct 19, 2017
Instrument	346297
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00 (+18.29%)	$53,900 (-) Land $9,000 Building $44,900	$92,100 (+36.85%)
2023	$1,345.00	$53,900 Land $9,000 Building $44,900	$67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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