627 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 627 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1935
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2018)
Tax Bill	$7,631 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0096-01-008`

Property Details

APN / Parcel Number

Primary APN	`2-0096-01-008`
Alternative APN	`M321A247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	35 sqft
Patio Area	298 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	627 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	161 162 HORNSTEIN WD
Legal Subdivision	HORNATEIN WARD
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2038
Census Tract	3000

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 E 54TH ST, SAVANNAH, GA 31405-3653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage CERTAINTY HOME LOANS
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME LENDING
Nov 9, 2018	Warranty Deed, Transfer
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	201811510
Deed Book / Page	1489 / 647
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 54TH ST, SAVANNAH, GA 31405-3653
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 54TH ST, SAVANNAH, GA 31405-3653

Mortgage

Document Number	0000001489/0000000650
Date	Nov 13, 2018
Book Page	0000001489/0000000650

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 54TH ST, SAVANNAH, GA 31405-3653
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 54TH ST, SAVANNAH, GA 31405-3653

Mortgage

Document Number	0000002200/0000000059
Date	Jan 7, 2021
Book Page	0000002200/0000000059

Lender

Name	BNC NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 54TH ST, SAVANNAH, GA 31405-3653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 54TH ST, SAVANNAH, GA 31405-3653

Mortgage

Document Number	0000001789/0000000137
Date	Dec 4, 2019
Book Page	0000001789/0000000137

Lender

Name	PRIME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 9, 2018
Property Address	627 E 54TH ST, SAVANNAH, GA 31405-3653
Document Number	0014890647
Book / Page	1489 / 647
Instrument Date	Nov 9, 2018
Instrument	2018-011510
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 54TH ST, SAVANNAH, GA 31405-3653

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 54TH ST, SAVANNAH, GA 31405-3653
Transaction Type	Mortgage
Record Updated	May 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001050535
Date	Apr 11, 2017
Book Page	1050/535

Lender

Name	DITECH FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,240 (+1.95%) Land $44,000 Building $226,240	$675,600 (+1.95%) Land $110,000 Building $565,600
2025	$7,631.00 (-0.03%)	$265,080 (+31.46%) Land $44,000 Building $221,080	$662,700 (+31.46%) Land $110,000 Building $552,700
2023		$201,640 (+9.37%) Land $30,000 Building $171,640	$504,100 (+9.37%) Land $75,000 Building $429,100
2022	$7,633.00	$184,360 Land $30,000 Building $154,360	$460,900 Land $75,000 Building $385,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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