627 Daniel Circle Dr, Mills River, NC 28759 Property Records

Henderson County property record for 627 Daniel Circle Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,460 sqft · built 2022
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Jan 2024)
Tax Bill	$5,291 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9630296675`

Property Details

APN / Parcel Number

Primary APN	`9630296675`
Alternative APN	`10007380`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,460 sqft Heated Area
1st Floor Area	3,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	40,511 sqft (0.93 acres)
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	157 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10007380
Street Address	627 DANIEL CIRCLE DR
City	MILLS RIVER
State	NC
Zip	28759-0117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10007380~M
Legal Description	MILLS RIVER CROSSING SOUTH LO52 PL2021-13351
Legal Subdivision	MILLS RIVER CROSSING SOUTH
Legal Block	29
Legal Lot Number	6675
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	2
Census Block	2028
Census Tract	930702

Owner

627 Daniel Circle Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	627 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Jan 16, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Deed Document Number	20241009137
Deed Book / Page	4126 / 303
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	May 5, 2026
Property Address	627 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0117
Document Number	0001048775
Book / Page	4433 / 614
Instrument Date	Apr 30, 2026
Instrument	20261048775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0117

Mortgage

Document Number	0001048775,
Date	May 5, 2026
Book Page	4433/614
Instrument	20261048775

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 16, 2024
Property Address	627 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0117
Document Number	0041260303
Book / Page	4126 / 303
Map Reference	SL 13351
Instrument Date	Jan 10, 2024
Instrument	1001009137
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 31, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 DOGWOOD RD, CANDLER, NC 28715-8433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0117

Mortgage

Document Number	1001009138
Date	Jan 16, 2024
Instrument	1001009138

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 627 Daniel Circle Dr was $5,291.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,227,800 (-) Land $200,000 Building $1,027,800
2025	$5,291.00	$1,227,800 Land $200,000 Building $1,027,800
2023		$1,227,800 Land $200,000 Building $1,027,800	$1,227,800 Land $200,000 Building $1,027,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 Daniel Circle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2009–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Daniel Circle Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

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