627 Crystal Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 627 Crystal Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,332 sqft · built 2010
Lot Size	1.09 acres (47,875 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2017)
Tax Bill	$5,200 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0803-00070`

Property Details

APN / Parcel Number

Primary APN	`010-0803-00070`
Alternative APN	`1034919`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,332 sqft Gross Area
1st Floor Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Block
Construction Type	Frame
Lot Area	47,875 sqft (1.09 acres)
Garage Area	216 sqft

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Patio Area	168 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1034919
Street Address	627 CRYSTAL DR
City	DULUTH
State	MN
Zip	55811-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 2 SERIAL #
Legal Subdivision	CRYSTAL VILLAGE C OF DULUTH
Legal Block	2
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1063
Census Tract	302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	627 CRYSTAL DR, DULUTH, MN 55811-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Sep 4, 2013 · Amount on Record
Deed Document Number	2017987730
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	627 CRYSTAL DR, DULUTH, MN 55811-4403
Document Number	00T1031123
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	627 CRYSTAL DR DULUTH MN 558114403, DULUTH, MN 55811-4403

Mortgage

Document Number	00T1031123
Date	Oct 28, 2020
Instrument	T1031123

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2017
Property Address	627 CRYSTAL DR, DULUTH, MN 55811-4403
Document Number	000T987730
Instrument Date	Jul 21, 2017
Instrument	T987730
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	627 CRYSTAL DR DULUTH MN 558114403, DULUTH, MN 55811-4403

Mortgage

Document Number	T987731
Date	Jul 26, 2017
Instrument	T987731

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,200.00 (+9.94%) Homeowner's exemption
2025	$4,730.00 (-12.05%) Homeowner's exemption	$502,800 (+40.64%) Land $82,900 Building $419,900	$502,800 (+40.64%) Land $82,900 Building $419,900
2024	$5,378.00	$357,500 (+7.75%) Land $66,000 Building $291,500	$357,500 (+7.75%) Land $66,000 Building $291,500
2022		$331,800 Land $63,500 Building $268,300	$331,800 Land $63,500 Building $268,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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