627 Cranbrook Ln, Mount Morris, IL 61054 Property Records

Ogle County property record for 627 Cranbrook Ln, Mount Morris, IL 61054

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 2004
Lot Size	0.322 acres (14,067 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2022)
Tax Bill	$5,804 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-178-018`

Property Details

APN / Parcel Number

Primary APN	`08-26-178-018`

Interior

Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	14,067 sqft (0.322 acres)
Lot Dimensions	150 ft deep x 94 ft wide

Location & Zoning

Street Address	627 CRANBROOK LN
City	MOUNT MORRIS
State	IL
Zip	61054-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 26 CROSS CREEK PLAT NO 1 VILLAGE OF MT MORRIS
Legal Subdivision	CROSS CREEK SUB
Legal Lot Number	26
Jurisdiction	OGLE IL
Township / Civil Division	MOUNT MORRIS
Census Block Group	1
Census Block	1095
Census Tract	960900

Owner

Source: Ogle County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	627 CRANBROOK LN, MOUNT MORRIS, IL 61054-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	20224473
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Aug 3, 2022
Property Address	627 CRANBROOK LN, MOUNT MORRIS, IL 61054-1226
Document Number	0000004473
Map Reference	DOC 0105430
Instrument Date	Jul 22, 2022
Instrument	202204473
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 CRANBROOK LN, MOUNT MORRIS, IL 61054-1226

Mortgage

Document Number	0000004474
Date	Aug 3, 2022
Instrument	202204474

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	4.99%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 31, 2018
Property Address	627 CRANBROOK LN, MOUNT MORRIS, IL 61054-1226
Document Number	0000006059
Map Reference	DOC 0105430
Instrument Date	Oct 29, 2018
Instrument	201806059
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 CRANBROOK LN, MOUNT MORRIS, IL 61054-1226

Mortgage

Document Number	0000006060
Date	Oct 31, 2018
Instrument	201806060

Lender

Name	BMO HARRIS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Mount Morris Township
Municipality	Mount Morris Village
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,152 (+4.5%) Land $4,016 Building $59,136	$189,456 (+4.5%) Land $12,048 Building $177,408
2024	$5,804.00 (+188.33%)
2023		$60,434 Land $5,593 Building $54,841	$181,302 Land $16,779 Building $164,523
2022	$2,013.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	45 (1978–2013)
Claims Outside the SFHA	1 of 45
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT MORRIS serves 2,861 people · EPA ID IL1410350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AaroBand Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AirCell.

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