627 Charleys Creek Rd, Culloden, WV 25510 Property Records

Cabell County property record for 627 Charleys Creek Rd, Culloden, WV 25510

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1979
Lot Size	0.858 acres (37,374 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Feb 2026)
Tax Bill	$1,649 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-27-0003.0007`

Property Details

APN / Parcel Number

Primary APN	`03-27-0003.0007`
Alternative APN	`06-03-27-0003.0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	3,000 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	37,374 sqft (0.858 acres)
Lot Dimensions	110 ft deep x 850 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	627 CHARLEYS CREEK RD
City	CULLODEN
State	WV
Zip	25510-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4-5 RAMEY #1 627 CHARLEYS CRK RD CULLODEN
Legal Subdivision	RAMEY
Legal Block	7
Legal Lot Number	4,5
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1004
Census Tract	10600

Owner

627 Charleys Creek Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Cabell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	627 CHARLEYS CREEK RD, CULLODEN, WV 25510-7339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed, Transfer · Commercial Mortgage PUTNAM COUNTY BANK
Jun 26, 2019	Deed, Transfer
Apr 7, 2015	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	20266252310
Deed Book / Page	1542 / 127
Prior Transfer Date	Jan 30, 2026
Prior Transfer Doc	001542/127
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Feb 5, 2026
Property Address	627 CHARLEYS CREEK RD, CULLODEN, WV 25510-7339
Document Number	001542/127
Book / Page	1542 / 127
Map Reference	MB 8 PG 138
Instrument Date	Jan 30, 2026
Instrument	6252310
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0006252311
Date	Feb 5, 2026
Instrument	6252311

Lender

Name	PUTNAM COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Jun 26, 2019
Property Address	627 CHARLEYS CREEK RD, CULLODEN, WV 25510-7339
Document Number	001407/513
Book / Page	1407 / 513
Map Reference	BK 8 PG 138
Instrument Date	Jun 11, 2019
Instrument	6022529
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$1,072.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 CHARLEYS CREEK RD, CULLODEN, WV 25510-9760
Investor	Possibly a Property Investor

April 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABELL WV
Recording Date	Apr 7, 2015
Property Address	627 CHARLEYS CREEK RD, CULLODEN, WV 25510-7339
Document Number	001324/445
Book / Page	1324 / 445
Instrument Date	Mar 31, 2015
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 627 Charleys Creek Rd was $1,649 with a homeowner's exemption, up 7.7% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,649.00 (+7.71%)	$141,720 (+7.41%) Land $21,600 Building $120,120	$236,200 (+7.41%) Land $36,000 Building $200,200
2025	$1,531.00 Homeowner's exemption	$131,940 Land $16,440 Building $115,500	$219,900 Land $27,400 Building $192,500
2023	$1,471.00 (+6.44%) Homeowner's exemption	$127,140 (+5.95%) Land $13,560 Building $113,580	$211,900 (+5.95%) Land $22,600 Building $189,300
2022	$1,382.00 Homeowner's exemption	$120,000 Land $13,560 Building $106,440	$200,000 Land $22,600 Building $177,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 627 Charleys Creek Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1997–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 3 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Charleys Creek Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 47% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: local2u.

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