Whitley County property record for 627 Ballard Ford Rd E, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1999 |
| Lot Size | 11.8 acres (516,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,500 (Aug 2020) |
| Tax Bill | $1,376 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-00-00-187.00 |
| Primary APN | 090-00-00-187.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 516,622 sqft (11.8 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 936 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 627 BALLARD FORD RD E |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-8658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1.5 ST LOG HS/DET 3 CAR GAR 11.86AC+- |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 920502 |
Source: Whitley County assessment roll, APN 090-00-00-187.00, as of April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 BALLARD FORD RD E, WILLIAMSBURG, KY 40769-8658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 2020246256 |
| Deed Book / Page | 557 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 627 BALLARD FORD RD E, WILLIAMSBURG, KY 40769-8658 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M711/489 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | M711/489 |
| Instrument | 303961 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Aug 31, 2020 |
| Property Address | 627 BALLARD FORD RD E, WILLIAMSBURG, KY 40769-8658 |
| Document Number | 00D557/557 |
| Book / Page | D557 / 557 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 246256 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 627 BALLARD FORD RD E, 627, WILLIAMSBURG, KY 40769-8658 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 627 BALLARD FORD RD E, WILLIAMSBURG, KY 40769-8658 |
| Document Number | 000M660961 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | M660/961 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Whitley County assessment roll as of April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,376.00 (+5.12%) | $175,500 (-) | $175,500 (-) |
| 2023 | $1,309.00 | $175,500 | $175,500 |
Source: FEMA National Flood Hazard Layer, Whitley County (21235C), as of May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212359205021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 13 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system KY1180093, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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