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627 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 627 Atlantic Ave, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 4 ba · 2,699 sqft · built 1977
Lot Size0.71 acres (30,909 sqft)
Owner2 Individual Names on Record
Last Sale$499,900 (Jul 2024)
Tax Bill$23,464 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Sep 2019 Sale
+ 2 more
Flood ZoneZone VE (high risk)
APNWEST M:156 B:5

Property Details

APN / Parcel Number

Primary APNWEST M:156 B:5
Alternative APNs
  • M:156 B:5 L
  • 19204780

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,699 sqft Living Area
Gross Area6,043 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood Siding
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area30,909 sqft (0.71 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number19204780
Street Address627 ATLANTIC AVE
CityWESTERLY
StateRI
Zip02891-4335
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block5
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1076
Census Tract51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address140 NORTH RD, HOPKINTON, RI 02833-1120
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVIGANT CREDIT UNION
Sep 20, 2019Trustee's Deed, Transfer
NOT AVAILABLE
Sep 20, 2019Trustee's Deed, Transfer
NOT AVAILABLE
Sep 20, 2019Trustee's Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2024 · Amount on Record
Deed SaleJul 31, 2024 · Amount on Record
Prior SaleJan 10, 2007 · Amount on Record
Deed Book / Page622 / 170
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOPKINTON RI
Recording DateJul 31, 2024
Property Address627 ATLANTIC AVE, WESTERLY, RI 02891-4335
Document Number000622-170
Book / Page622 / 170
Instrument DateJul 31, 2024
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address140 NORTH RD, HOPKINTON, RI 02833-1120

Mortgage

Document Number0000622173
DateJul 31, 2024
Instrument622/173
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWESTERLY RI
Recording DateSep 20, 2019
Property Address627 ATLANTIC AVE, WESTERLY, RI 02891-4335
Document Number2019-5809
Book / Page002019 / 015809
Instrument DateAug 26, 2019
Instrument4000
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1000 CHAPEL VIEW BLVD #220 CRANSTON RI 029203069, 220, CRANSTON, RI 02920-3069

September 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWESTERLY RI
Recording DateSep 20, 2019
Property Address627 ATLANTIC AVE, WESTERLY, RI 02891-4335
Document Number2019-5801
Book / Page002019 / 015801
Instrument DateAug 26, 2019
Instrument3998
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1000 CHAPEL VIEW BLVD #220 CRANSTON RI 029203069, 220, CRANSTON, RI 02920-3069

September 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWESTERLY RI
Recording DateSep 20, 2019
Property Address627 ATLANTIC AVE, WESTERLY, RI 02891-4335
Document Number2019-5792
Book / Page002019 / 015792
Instrument DateAug 22, 2019
Instrument3996
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 LLOYD AVE PROVIDENCE RI 029064212, PROVIDENCE, RI 02906-4212

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,464.00 (+0.24%)$3,300,200 (+35.63%) Land $2,566,800 Building $733,400$3,441,770
2023$23,408.00 (+0.63%)$2,433,300 (-) Land $1,841,400 Building $591,900
2022$23,262.00$2,433,300 Land $1,841,400 Building $591,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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