627 6th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 627 6th Ave S, Saint Cloud, MN 56301

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,122 sqft · built 1890
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2025)
Tax Bill$2,672 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN82-52173-0000

Property Details

APN / Parcel Number

Primary APN82-52173-0000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,122 sqft Living Area
1st Floor Area1,069 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Width82 ft Width
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Street Address627 6TH AVE S
CitySAINT CLOUD
StateMN
Zip56301-4336
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3A
Legal DescriptionE76' OF S1/2 OF LOT 5 & E 76' OF LOT 6 BLK 49 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 CURTIS SURVEY ADD SECTION
Legal Range28W
Legal Township124
Legal Section14
Legal SubdivisionCURTIS SURVEY ADD
Legal Block49
Legal Lot Number5-6
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2002
Census Tract303

Owner

Source: Stearns County records · APN 82-52173-0000

Assessment roll updated November 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address627 6TH AVE S, SAINT CLOUD, MN 56301-4336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CTR
Nov 02, 2022Deed, Transfer
QUALITY TITLE INC, QUALITY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2025 · Amount on Record
Deed SaleJun 10, 2025 · Amount on Record
Prior SaleJun 03, 2025 · Amount on Record
Deed Document Number20251693704
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateApr 08, 2026
Property Address627 6TH AVE S, SAINT CLOUD, MN 56301-4336
Document Number0001710947
Instrument DateMar 30, 2026
Instrument20261710947
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 6TH AVE S, SAINT CLOUD, MN 56301-4336

Mortgage

Document Number0001710947,
DateApr 08, 2026
Instrument20261710947
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateNov 02, 2022
Property Address627 6TH AVE S, SAINT CLOUD, MN 56301-4336
Document Number00A1643701
Instrument DateOct 25, 2022
InstrumentA1643701
Transaction TypeTransfer
Record UpdatedNov 30, 2022
Title CompanyQUALITY TITLE INC, QUALITY TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12528 SANDY POINT RD, EDEN PRAIRIE, MN 55347-4648

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,672.00 (+0.83%)$180,600 (+11.28%) Land $40,000 Building $140,600$180,600 (+11.28%) Land $40,000 Building $140,600
2023$2,650.00$162,300 Land $25,000 Building $137,300$162,300 Land $25,000 Building $137,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
BIF IV Intrepid HoldCo
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 459 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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