627 47th St W, Palmetto, FL 34221 Property Records

Manatee County property record for 627 47th St W, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,080 sqft · built 2003
Lot Size0.277 acres (12,066 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Nov 2016)
Tax Bill$2,738 (2025)
Deeds & MortgagesJun 2021 Mortgage
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN23574-0000-7

Property Details

APN / Parcel Number

Primary APN23574-0000-7
Alternative APN
  • 3417022357400007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,080 sqft Living Area
Gross Area4,720 sqft
1st Floor Area2,080 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,066 sqft (0.277 acres)
View / LotStandard
Parking Spaces3 Parking Spaces
PorchScreened Porch
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address627 47TH ST W
CityPALMETTO
StateFL
Zip34221-8747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-6
Legal DescriptionLOTS 807,808,809 PALMETTO POINT SUB PI#23574.0000/7
Legal Range17E
Legal Township34S
Legal Section02
Legal SubdivisionPALMETTO POINT
Legal Tract02318000
Legal Lot Number807
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1015
Census Tract1404

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address627 47TH ST W, PALMETTO, FL 34221-8747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 5, 2019Deed of Trust, Mortgage · Line of Credit
GROW FINANCIAL FCU
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
GROW FIN'L FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2016 · Amount on Record
Deed SaleNov 1, 2016 · Amount on Record
Prior SaleOct 23, 2014 · Amount on Record
Deed Book / Page2649 / 2495
Prior Transfer DateDec 1, 2011
Prior Transfer Doc0024005188
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address627 47TH ST W, PALMETTO, FL 34221-8747
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202141073996
DateJun 3, 2021
Instrument202141073996
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address627 47TH ST W, PALMETTO, FL 34221-8747
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027670683
DateFeb 5, 2019
Book Page2767/0683
Instrument201941011114
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJan 1, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address627 47TH ST W, PALMETTO, FL 34221-8747
Document Number0041040237
Instrument DateApr 13, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address627 47TH ST W PALMETTO FL 342218747, PALMETTO, FL 34221-8747

Mortgage

Document Number0041040237
DateApr 17, 2020
Instrument41040237
Lender
NameGROW FIN'L FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 16, 2040

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,209 (+2.7%)$441,880 (-) Land $74,906 Building $366,974
2025$2,738.00 (+6.62%) Homeowner's exemption$216,367 (+5.99%)$441,880 (-9.77%) Land $74,906 Building $366,974
2024$2,568.00 (+1.78%)
2023$2,523.00 (+3.15%) Homeowner's exemption$204,145 (+3%)$489,728 (+19.54%) Land $74,906 Building $414,822
2022$2,446.00 Homeowner's exemption$198,199$409,677 Land $52,500 Building $357,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 344 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies344 in force
Nearby Flood Claims242 (1981–2025)
Claims Outside the SFHA5 of 242
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Helene, Sep 2024 · 159 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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