St. Louis County property record for 6265 Stenberg Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1962 |
| Lot Size | 0.628 acres (27,365 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,522 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-0160-00070 |
| Primary APN | 320-0160-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Gross Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Rustic |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 27,365 sqft (0.628 acres) |
| Garage Area | 3,306 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1174933 |
|---|---|
| Street Address | 6265 STENBERG RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 7 EX BEG AT MIDPOINT OF S LINE OFLOT 7 THENCE 15 FT SELY TO SE COR OF LOT7 THENCE NELY ALONG COMMON LINE BETWEENLOTS 7 & |
| Legal Subdivision | STENBERGS SUNSET PARK |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELLSBURG |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 11402 |
6265 Stenberg Rd, a residential property, is owned by an individual who acquired it in March 2003.
Source: St. Louis County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 W HARNEY RD, ESKO, MN 55733-9528 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 4, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2003 |
| Transfer Doc | 0000894914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 23, 2024 |
| Property Address | 6265 STENBERG RD, COTTON, MN 55724 |
| Document Number | 0001483567 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 1483567 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7209 SAINT LOUIS RIVER RD, CLOQUET, MN 55720-9290 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 4, 2022 |
| Property Address | 6265 STENBERG RD, COTTON, MN 55724 |
| Document Number | 0001434523 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 1434523 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
The 2026 property tax bill for 6265 Stenberg Rd was $2,522, up 11.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Ellsburg Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,522.00 (+11.89%) | ||
| 2025 | $2,254.00 | $251,800 (+9.53%) Land $71,900 Building $179,900 | $251,800 (+9.53%) Land $71,900 Building $179,900 |
| 2024 | $229,900 Land $66,000 Building $163,900 | $229,900 Land $66,000 Building $163,900 | |
| 2023 | $1,916.00 | ||
| 2022 | $156,300 Land $87,700 Building $68,600 | $156,300 Land $87,700 Building $68,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6265 Stenberg Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6265 Stenberg Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Arvig DSL | 50 / 5 |
4G LTE (outdoors only), no 5G reported
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